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Lakefront & Pond-Front Homes for Sale in St. Johns County

518 homes for sale · Updated from the MLS

Water views without oceanfront pricing: St. Johns County’s master-planned communities are built around hundreds of lakes and ponds, and the homes below report a lake or pond view or frontage in the MLS.

Freshwater frontage typically adds a premium over an interior lot but stays far below river or Intracoastal pricing — the most affordable way to wake up to water here. Verify what’s allowed on each water body (fishing, kayaks, fountains) with the community’s HOA.

Showing the 300 highest-priced matches — use the filters to narrow, or search the full map.

Showing 300 of 300

Frequently asked questions

What’s the difference between “lakefront” and “pond-front” here?

Mostly size and origin — many of the county’s “lakes” are engineered stormwater ponds that double as amenities. Bigger, named lakes (and natural ones) carry more premium. The MLS view/waterfront fields drive this page; the listing details tell you which kind you’re looking at.

Does a pond lot raise my flood insurance?

Not automatically — flood zones follow FEMA mapping, not the presence of a community pond. Every listing on this site shows its FEMA flood zone in the Florida Reality Check section, so you can see the answer per property before you offer.

How much more does a water lot cost?

In most St. Johns County communities, builders priced water lots at a premium and resales keep it — commonly a five-figure difference versus an interior lot, more when the view is long. It tends to return at resale because the supply of water lots in a community is fixed.

Looking for lakefront & pond-front homes?

I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.

Contact Krista
Contact Krista Fracke