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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

Waterford Lakes Homes For Sale, St. Johns County

Lakefront living — St. Johns County, FL

12 homes · median $312,500 · 6 sold in 12 mo at median $281,450 · 113 days avg on market · updated 5 minutes ago

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Market Snapshot

As of October 27, 2026, the median list price in Waterford Lakes is $312,500 across 12 active listings, averaging $199/sqft; recent MLS-recorded sales show a median sold price of $281,450 across 6 closings.

Median List Price
$312,500
Avg. Price / Sq Ft
$199/sqft
Median Sold (12 mo, MLS)
$281,450
6 sales
Active Listings
12
HOA Dues
~$127/mo typical

Market stats are based on similar homes in Waterford Lakes, including 6 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

Closed sales

What homes in Waterford Lakes actually sold for

Median closed price by year from the MLS, 2022 to 2026: down 11% since 2022. 5 sales closed in 2026 at a median $202 per square foot.

$339K22$295K25$303K26$0$339K
YearSalesMedian sold$/sq ftOf askingDays on market
20223$339K$202100%94
20254$295K$21398.6%132
20265$303K$20298.4%58

Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price.

Every Waterford Lakes sale in the last 12 months, with prices →

Your beach from Waterford Lakes

The closest public beach accesses with parking from Waterford Lakes, by drive time where we have it, from the county and city beach-access maps.

Every public beach access and its parking, on one map →

Sea turtles nest on these beaches May 1 to October 31: the season’s rules. Looking for shark teeth? What you can keep, beach by beach. Dolphins and right whales: when and where to see them.

Public accesses only, from St. Johns County, City of Jacksonville Beach, City of Fernandina Beach and Florida DEP data. Parking counts are approximate, and fees, passes and seasonal rules change; check the posted signs.

Nature near Waterford Lakes

The closest public trail systems and preserves (places with at least a mile of mapped trail or 500 acres), by drive time, from the state, water-district, county and National Park Service maps.

On the water

Fishing the First Coast →Every boat ramp →Every paddle launch →

Sports fields and leagues

  • Durbin Crossing Park

    12 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer

    Creeks Athletic Association; Julington Creek Baseball; Creeks Girls Lacrosse; +1 more

  • Mill Creek Park

    14 min drive · Baseball

    Villages Baseball Association

  • Veterans Park

    17 min drive · Football, Soccer

    Creeks Flag Football; Sporting Jax Soccer Academy

Every youth league in St. Johns and Duval, by sport →

Every state and national park within two hours →The springs, by drive time →

Public lands only; ramps and launches from FWC’s inventory, straight-line distance. Trail miles are what the managing agency maps; hours, fees, hunting seasons and closures change, so check the agency’s page before you go.

Groceries near Waterford Lakes

The closest store of each big chain, by drive time, from the middle of Waterford Lakes.

Every big-chain grocery store in St. Johns, Duval and Nassau →

Stores holding a state retail food permit, located from each chain’s own store list. Drive times are typical, without traffic.

The Neighborhood

About Waterford Lakes, St. Johns County

A beautiful lakefront community in St. Johns County featuring water views, a community pool, and county schools.

  • Community Type:
    WaterfrontGated Community
  • Property Type:
    Townhomes
  • Amenities:
    Community PoolClubhouseFitness CenterPlaygroundTennis Courts

Living Here

What It's Like to Live in Waterford Lakes

Daily life in Waterford Lakes revolves around the Silverleaf corridor, where Salento Steakhouse and Foxtail Coffee Co. are both about a mile away, making a weeknight dinner or a morning coffee run genuinely convenient. Publix at Johns Creek Center, Sprouts Farmers Market, and a Walgreens are all within about 3 miles, and La Catrina Tacos & Tequila Bar and Poppys Italiano round out the dining options nearby. For fitness, Anytime Fitness and Orangetheory are close by, and Serasana offers spa and wellness services just over a mile from the neighborhood. Those who enjoy being on the water will appreciate the Kayak Outpost roughly 2 miles away, and Trout Creek Memorial Park and Marina is within about 3 miles for boating and outdoor recreation.

The Homes

Waterford Lakes Homes & Architecture

Waterford Lakes is an exclusively townhome community, with homes built between 2022 and 2024 in Traditional and Craftsman styles — making this one of the newer residential pockets within Silverleaf. Townhomes here typically offer 2 to 3 bedrooms and 2.5 to 3 bathrooms across roughly 1,200 to 1,800 square feet of living space, with most homes landing around 1,500 square feet. Prices generally run from the upper $200s into the mid-$300s, and a portion of homes back to ponds or preserve, providing water or wooded views. Inside, you'll commonly find open floorplans with kitchen islands, breakfast bars, walk-in pantries, walk-in closets, smart thermostats, and screened lanais — finishes and layouts that reflect the community's newer construction throughout. HOA fees run from roughly $300 to just under $400 per quarter, and notably, there are no CDD fees — a distinction worth factoring into your overall cost comparison with other Silverleaf-area communities.

Amenities

Waterford Lakes Amenities & Community Features

Waterford Lakes is a gated community, so all residents pass through a controlled entry — a feature that shapes the feel of the neighborhood from the moment you arrive. Inside, the amenities lean resort-style: there's a main pool alongside a children's pool, a fitness center, a clubhouse, and tennis courts. The community also has a jogging path, sidewalks with street lighting, a playground, and grounds maintenance included — which is a meaningful perk given that townhome living here is designed to be low-maintenance by nature.

Location

Waterford Lakes Location & Commute

Waterford Lakes sits within the Silverleaf master-planned community in northern St. Johns County, positioned conveniently between St. Augustine and Jacksonville's Southside. The closest beaches — Mickler's Landing and Vilano Beach — are about 15 to 16 miles east, and Ponte Vedra Beach and St. Augustine Beach are within roughly 18 to 20 miles. The Pavilion at Durbin Park is about 6 miles away for larger retail needs, and St. Augustine Premium Outlets are within about 9 miles. Baptist Medical Center South is roughly 8 miles away, and the St. Johns County School District serves the area with schools that families frequently cite as a primary reason for choosing this part of the county.

Schools

Schools Near Waterford Lakes

Waterford Lakes listings report Wards Creek Elementary, Pacetti Bay Middle School and Tocoi Creek High School, all in the St. Johns County School District. School assignments are address-specific and change; confirm the zoning for any specific home with the district before you buy.

Krista Fracke - Broker Associate

Krista Fracke

Your St. Johns County Realtor

Now on the Market

All 12 active listings

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Questions

Frequently Asked Questions about Waterford Lakes

Does Waterford Lakes have CDD fees?

No — Waterford Lakes does not carry CDD fees, which sets it apart from many newer master-planned communities in the region. HOA fees run roughly $300 to just under $400 per quarter and cover amenities and grounds maintenance. It's worth comparing these costs against communities with CDD assessments to get a full picture of your monthly obligations.

What are the HOA fees in Waterford Lakes, and what do they cover?

HOA fees in Waterford Lakes are paid quarterly and typically range from about $300 to just under $400. They generally cover access to community amenities — including the pool, fitness center, clubhouse, tennis courts, and jogging path — along with grounds maintenance, which keeps the exterior upkeep on the lower end for townhome owners.

How close is Waterford Lakes to the beach?

The nearest public beaches are Mickler's Landing and Vilano Beach, each about 15 to 16 miles away — typically a 20-to-25-minute drive depending on traffic. Ponte Vedra Beach and St. Augustine Beach are a bit farther at roughly 17 to 20 miles. It's a reasonable drive for a beach day, though it's not a quick walk-to-the-sand location.

How much is my home in Waterford Lakes worth?

No instant estimate here, by design. Automated values average a ZIP code, and a Waterford Lakes home's value turns on what an average cannot see: condition, position on the street, and what the last few Waterford Lakes sales actually closed for. Every new listing and recorded sale in Waterford Lakes appears on this page as it happens, so following it is the simplest way to watch your comp set move. When you want a real number, I prepare it against Waterford Lakes's own sales, with no obligation.

How long does it take to sell a home in Waterford Lakes?

Faster than the county average when the price matches the comps, slower when it does not, and Waterford Lakes is no exception. The live snapshot on this page shows the current pace; the homes for sale below are the competition. I read both the week we launch and set the price and the timeline from them.

What does it cost to sell a home in Waterford Lakes?

The list is short; the net is what matters. In Waterford Lakes, plan on the commission you and I agree on, Florida's documentary stamp tax on the deed (70 cents per $100 of price), title and closing charges that follow local custom, the association's estoppel letter, and, where the home carries one, the community development district line, prorated at closing and disclosed to your buyer; handled correctly it is paperwork, handled late it stalls a contract. The same sale price nets differently with concessions, timing and positioning, so I run the full seller's net sheet for your home before you commit to a number.

Neighborhoods nearby: Evergreen Island at Silverleaf (0.6 mi, ~5 for sale) · Holly Landing Silverleaf (0.6 mi) · Elm Ridge (1.3 mi, ~6 for sale) · Silverleaf Village (1.3 mi, ~5 for sale) · Silver Falls (1.3 mi, ~14 for sale) · Silver Meadows (1.4 mi, ~14 for sale)

Charter schools near Waterford Lakes

Charter schools are tuition-free public schools you apply to. There are no attendance zones, so these are the closest to Waterford Lakes, by straight-line distance.

Every charter school in the area, with grades and how to apply: Jacksonville charter schools. Checked against each school’s own site October 19, 2026; within 15 miles.

Thinking of selling?

What’s your Waterford Lakes home worth?

Waterford Lakes owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Waterford Lakes shows up here as it happens. Follow the neighborhood and the market comes to you — free, no spam, and we never sell your data. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.

Get my Waterford Lakes home value →

Interested in Waterford Lakes?

Krista has 20+ years helping buyers find homes in Northeast Florida, including Waterford Lakes and St. Johns County. Start your search or get personalized recommendations.

The St. Johns County communities

The county’s big master-planned communities — cross-shopped, compared, and costed the way buyers actually decide between them.