Waterford Lakes Homes For Sale, St. Johns County
Lakefront living — St. Johns County, FL
12 homes · median $312,500 · 6 sold in 12 mo at median $281,450 · 113 days avg on market · updated 5 minutes ago
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Why buyers stay
Market Snapshot
As of October 27, 2026, the median list price in Waterford Lakes is $312,500 across 12 active listings, averaging $199/sqft; recent MLS-recorded sales show a median sold price of $281,450 across 6 closings.
- Median List Price
- $312,500
- Avg. Price / Sq Ft
- $199/sqft
- Median Sold (12 mo, MLS)
- $281,450
- 6 sales
- Active Listings
- 12
- HOA Dues
- ~$127/mo typical
Market stats are based on similar homes in Waterford Lakes, including 6 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.
Waterford Lakes Home Values
The MLS-recorded sales above are what homes in Waterford Lakes actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales. See every Waterford Lakes sale from the last 12 months, with prices.
Closed sales
What homes in Waterford Lakes actually sold for
Median closed price by year from the MLS, 2022 to 2026: down 11% since 2022. 5 sales closed in 2026 at a median $202 per square foot.
| Year | Sales | Median sold | $/sq ft | Of asking | Days on market |
|---|---|---|---|---|---|
| 2022 | 3 | $339K | $202 | 100% | 94 |
| 2025 | 4 | $295K | $213 | 98.6% | 132 |
| 2026 | 5 | $303K | $202 | 98.4% | 58 |
Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price.
Every Waterford Lakes sale in the last 12 months, with prices →
Your beach from Waterford Lakes
The closest public beach accesses with parking from Waterford Lakes, by drive time where we have it, from the county and city beach-access maps.
Closest with parking
Mickler's Landing Beachfront ParkPonte Vedra Beach · about 34 min drive
About 202 parking spaces
RestroomsShowersLifeguardADA access
Lifeguards Memorial Day to Labor Day
Directions →- 16th Ave S
Jacksonville Beach · about 34 min drive
About 28 parking spaces
LifeguardADA access
Directions → - Guana Reserve beach lot (north)
Guana Reserve · about 37 min drive
About 70 parking spaces. Guana Tolomato Matanzas Research Reserve lot: $3 per vehicle, 8 a.m. to sunset
Cross Ponte Vedra Blvd; boardwalk with stairs
Directions → Drive on the sand
Vilano Beach oceanfrontVilano Beach · about 16 mi away
About 37 parking spaces. Beach driving pass March 1 to Sept. 30; 4WD only
RestroomsShowersLifeguardADA access
Directions →
Every public beach access and its parking, on one map →
Sea turtles nest on these beaches May 1 to October 31: the season’s rules. Looking for shark teeth? What you can keep, beach by beach. Dolphins and right whales: when and where to see them.
Public accesses only, from St. Johns County, City of Jacksonville Beach, City of Fernandina Beach and Florida DEP data. Parking counts are approximate, and fees, passes and seasonal rules change; check the posted signs.
Nature near Waterford Lakes
The closest public trail systems and preserves (places with at least a mile of mapped trail or 500 acres), by drive time, from the state, water-district, county and National Park Service maps.
Closest trail system or preserve
Gourd Island Conservation AreaConservation area · about 12 min drive
3.3 mi of mapped trails. Free
HikingBikingHorseback
Directions →- Julington-Durbin Preserve
Conservation area · about 17 min drive
6.4 mi of mapped trails. Free
HikingBikingHorsebackPaddling
Directions → - Twelve Mile Swamp Conservation Area
Conservation area · about 24 min drive
2.2 mi of mapped trails. Free
HikingBikingHorseback
Directions → Nearest birding trail site
Alpine Groves ParkPark · about 31 min drive
1 mi of mapped trails
HikingBirding trail sitePaved path
Directions →
On the water
Closest public boat ramp
Trout Creek Park Boat RampSt. Johns River - Trout Creek (St. Augustine) · about 3 mi away
2 lanes · 6 trailer spaces · Free · Restrooms
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak LaunchSt. Johns River · about 9 mi away
Fishing the First Coast →Every boat ramp →Every paddle launch →
Sports fields and leagues
- Durbin Crossing Park
12 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Creeks Athletic Association; Julington Creek Baseball; Creeks Girls Lacrosse; +1 more
- Mill Creek Park
14 min drive · Baseball
Villages Baseball Association
- Veterans Park
17 min drive · Football, Soccer
Creeks Flag Football; Sporting Jax Soccer Academy
Every state and national park within two hours →The springs, by drive time →
Public lands only; ramps and launches from FWC’s inventory, straight-line distance. Trail miles are what the managing agency maps; hours, fees, hunting seasons and closures change, so check the agency’s page before you go.
Groceries near Waterford Lakes
The closest store of each big chain, by drive time, from the middle of Waterford Lakes.
- Publix1975 Silverleaf Pkwy, Saint Augustine6 min
- Sprouts Farmers Market120 Shops Blvd., Saint Johns9 min
- Aldi2220 County Road 210, Jacksonville11 min
- Walmart Supercenter845 Durbin Pavilion Dr, Saint Johns12 min
- Costco215 World Commerce Parkway, St. Augustine15 min
- BJ's Wholesale Club115 Beachwalk Blvd, Saint Johns17 min
- Target9041 Southside Blvd, Jacksonville20 min
- Walmart Neighborhood Market445 State Road 13, Fruit Cove23 min
- Whole Foods Market10601 San Jose Blvd, Jacksonville23 min
- Trader Joe's11112 San Jose Blvd, Jacksonville23 min
- The Fresh Market12795 San Jose Blvd, Jacksonville25 min
- Winn-Dixie11700 San Jose Blvd, Jacksonville25 min
Every big-chain grocery store in St. Johns, Duval and Nassau →
Stores holding a state retail food permit, located from each chain’s own store list. Drive times are typical, without traffic.
The Neighborhood
About Waterford Lakes, St. Johns County
A beautiful lakefront community in St. Johns County featuring water views, a community pool, and county schools.
- Community Type:WaterfrontGated Community
- Property Type:Townhomes
- Amenities:Community PoolClubhouseFitness CenterPlaygroundTennis Courts
Living Here
What It's Like to Live in Waterford Lakes
Daily life in Waterford Lakes revolves around the Silverleaf corridor, where Salento Steakhouse and Foxtail Coffee Co. are both about a mile away, making a weeknight dinner or a morning coffee run genuinely convenient. Publix at Johns Creek Center, Sprouts Farmers Market, and a Walgreens are all within about 3 miles, and La Catrina Tacos & Tequila Bar and Poppys Italiano round out the dining options nearby. For fitness, Anytime Fitness and Orangetheory are close by, and Serasana offers spa and wellness services just over a mile from the neighborhood. Those who enjoy being on the water will appreciate the Kayak Outpost roughly 2 miles away, and Trout Creek Memorial Park and Marina is within about 3 miles for boating and outdoor recreation.
The Homes
Waterford Lakes Homes & Architecture
Waterford Lakes is an exclusively townhome community, with homes built between 2022 and 2024 in Traditional and Craftsman styles — making this one of the newer residential pockets within Silverleaf. Townhomes here typically offer 2 to 3 bedrooms and 2.5 to 3 bathrooms across roughly 1,200 to 1,800 square feet of living space, with most homes landing around 1,500 square feet. Prices generally run from the upper $200s into the mid-$300s, and a portion of homes back to ponds or preserve, providing water or wooded views. Inside, you'll commonly find open floorplans with kitchen islands, breakfast bars, walk-in pantries, walk-in closets, smart thermostats, and screened lanais — finishes and layouts that reflect the community's newer construction throughout. HOA fees run from roughly $300 to just under $400 per quarter, and notably, there are no CDD fees — a distinction worth factoring into your overall cost comparison with other Silverleaf-area communities.
Amenities
Waterford Lakes Amenities & Community Features
Waterford Lakes is a gated community, so all residents pass through a controlled entry — a feature that shapes the feel of the neighborhood from the moment you arrive. Inside, the amenities lean resort-style: there's a main pool alongside a children's pool, a fitness center, a clubhouse, and tennis courts. The community also has a jogging path, sidewalks with street lighting, a playground, and grounds maintenance included — which is a meaningful perk given that townhome living here is designed to be low-maintenance by nature.
Location
Waterford Lakes Location & Commute
Waterford Lakes sits within the Silverleaf master-planned community in northern St. Johns County, positioned conveniently between St. Augustine and Jacksonville's Southside. The closest beaches — Mickler's Landing and Vilano Beach — are about 15 to 16 miles east, and Ponte Vedra Beach and St. Augustine Beach are within roughly 18 to 20 miles. The Pavilion at Durbin Park is about 6 miles away for larger retail needs, and St. Augustine Premium Outlets are within about 9 miles. Baptist Medical Center South is roughly 8 miles away, and the St. Johns County School District serves the area with schools that families frequently cite as a primary reason for choosing this part of the county.
Schools
Schools Near Waterford Lakes
Waterford Lakes listings report Wards Creek Elementary, Pacetti Bay Middle School and Tocoi Creek High School, all in the St. Johns County School District. School assignments are address-specific and change; confirm the zoning for any specific home with the district before you buy.

Krista Fracke
Your St. Johns County Realtor
Now on the Market
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Questions
Frequently Asked Questions about Waterford Lakes
Does Waterford Lakes have CDD fees?
No — Waterford Lakes does not carry CDD fees, which sets it apart from many newer master-planned communities in the region. HOA fees run roughly $300 to just under $400 per quarter and cover amenities and grounds maintenance. It's worth comparing these costs against communities with CDD assessments to get a full picture of your monthly obligations.
What are the HOA fees in Waterford Lakes, and what do they cover?
HOA fees in Waterford Lakes are paid quarterly and typically range from about $300 to just under $400. They generally cover access to community amenities — including the pool, fitness center, clubhouse, tennis courts, and jogging path — along with grounds maintenance, which keeps the exterior upkeep on the lower end for townhome owners.
How close is Waterford Lakes to the beach?
The nearest public beaches are Mickler's Landing and Vilano Beach, each about 15 to 16 miles away — typically a 20-to-25-minute drive depending on traffic. Ponte Vedra Beach and St. Augustine Beach are a bit farther at roughly 17 to 20 miles. It's a reasonable drive for a beach day, though it's not a quick walk-to-the-sand location.
How much is my home in Waterford Lakes worth?
No instant estimate here, by design. Automated values average a ZIP code, and a Waterford Lakes home's value turns on what an average cannot see: condition, position on the street, and what the last few Waterford Lakes sales actually closed for. Every new listing and recorded sale in Waterford Lakes appears on this page as it happens, so following it is the simplest way to watch your comp set move. When you want a real number, I prepare it against Waterford Lakes's own sales, with no obligation.
How long does it take to sell a home in Waterford Lakes?
Faster than the county average when the price matches the comps, slower when it does not, and Waterford Lakes is no exception. The live snapshot on this page shows the current pace; the homes for sale below are the competition. I read both the week we launch and set the price and the timeline from them.
What does it cost to sell a home in Waterford Lakes?
The list is short; the net is what matters. In Waterford Lakes, plan on the commission you and I agree on, Florida's documentary stamp tax on the deed (70 cents per $100 of price), title and closing charges that follow local custom, the association's estoppel letter, and, where the home carries one, the community development district line, prorated at closing and disclosed to your buyer; handled correctly it is paperwork, handled late it stalls a contract. The same sale price nets differently with concessions, timing and positioning, so I run the full seller's net sheet for your home before you commit to a number.
Neighborhoods nearby: Evergreen Island at Silverleaf (0.6 mi, ~5 for sale) · Holly Landing Silverleaf (0.6 mi) · Elm Ridge (1.3 mi, ~6 for sale) · Silverleaf Village (1.3 mi, ~5 for sale) · Silver Falls (1.3 mi, ~14 for sale) · Silver Meadows (1.4 mi, ~14 for sale)
Charter schools near Waterford Lakes
Charter schools are tuition-free public schools you apply to. There are no attendance zones, so these are the closest to Waterford Lakes, by straight-line distance.
PreK–9 · Jacksonville
International Baccalaureate candidate; STEAM
Busing: no, families drive
How to apply: 2027–28 open enrollment Nov 3 – Dec 4, 2026; a random lottery by grade if a grade fills
K–8 · Jacksonville
STEM
K–8 · Jacksonville
STEM
K–8, plus an early learning center for ages 3–5 · Jacksonville
Waldorf-inspired, arts-integrated
Every charter school in the area, with grades and how to apply: Jacksonville charter schools. Checked against each school’s own site October 19, 2026; within 15 miles.
Thinking of selling?
What’s your Waterford Lakes home worth?
Waterford Lakes owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Waterford Lakes shows up here as it happens. Follow the neighborhood and the market comes to you — free, no spam, and we never sell your data. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.
Get my Waterford Lakes home value →Interested in Waterford Lakes?
Krista has 20+ years helping buyers find homes in Northeast Florida, including Waterford Lakes and St. Johns County. Start your search or get personalized recommendations.
The St. Johns County communities
The county’s big master-planned communities — cross-shopped, compared, and costed the way buyers actually decide between them.
The big communities
- SilverLeaf
- RiverTown
- Julington Creek
- Living in Julington Creek
- Shearwater
- Durbin Crossing
- Aberdeen
- Beacon Lake
- Beachwalk
- TrailMark
- Celestina
- St. Johns Golf & CC
- Julington Lakes
- St. Johns Forest
- Beachwalk fees: three bills
- Shearwater & Beacon Lake fees
- Beacon Lake fees
- SilverLeaf fees: no CDD
- Does the corridor flood? Zones, live
- Living in Shearwater
- What’s coming to the corridor (verified)
- A day shopping the corridor
- Every home in 32092
- Every home in 32095
Compare them
Cost & lifestyle
- 210 corridor news (verified)
- RiverTown news (verified)
- Beachwalk news (verified)
- Preschools & VPK, the verified guide
- Living in St. Johns County
- Best of the county under $600k, ranked
- Moving here from NY/NJ
- St. Johns County flood zones, area by area
- St. Johns vs Duval property taxes, with real rates
- Every master plan in one live table
- The best neighborhoods in the county, ranked
- Homes outside high-risk flood zones
- CDD fees, county map
- SilverLeaf fees: the no-CDD math
- RiverTown CDD & HOA fees
- Beachwalk fees: the three bills
- The Crystal Lagoon, explained honestly
- A day shopping Beachwalk
- Julington Creek fees: CDD & HOA
- Shearwater & Beacon Lake fees
- New construction
- Townhomes
- Buying a townhome, every area compared
- Pool homes
- What a pool adds, in sold prices
- Watering days and the drought order
- Homes with a newer roof
- Your yard and your HOA
- Termite inspections and bonds
- How long homes take to sell
- The best month to sell
- Do photos and virtual tours help?
- Florida closing costs, calculated
- Gated communities
- Choosing a realtor here
- A Day of Home Shopping on the CR-210 Corridor
- A Day of Home Shopping in Julington Creek and RiverTown
- A Day of Home Shopping in Silverleaf
- A 55+ Home Shopping Day
- A Day of Home Shopping in TrailMark and Grand Oaks
- A Flood-Smart Home Shopping Day
- A First Home Under $400K Shopping Day
- A First Home in St. Augustine Shopping Day
- A Beachwalk Home Shopping Day
- A 55+ Tour Day in St. Johns County
Schools
What your budget buys











