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This home is in The Plantation, Ponte Vedra — a waterfront home in Ponte Vedra Beach.

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Active

Active·376 days on market·The Plantation

118 Regents Place

Ponte Vedra, FL 32082

$2,290,000$549/sqftEst. $11,773/moMLS# 2104313

Beds

Baths

4,171

Sq Ft

1999

Built

Garage

Yes

Pool

About this home

The Plantation

Behind The Plantation's gates, a concrete-block residence by Thompson & Rainville delivers resort-style living on a premier water-to-golf homesite ~ with 4,171 sq ft with 4 bedrooms, 4 baths, and a flexible guest suite/office with private entry. Walls of glass showcase long lagoon and fairway vistas that flow to a private saltwater pool and spa, now enhanced with brand-new pool cage and updated equipment for easy, turnkey enjoyment. Inside, soaring ceilings and custom finishes anchor elegant living and dining spaces. The chef's kitchen features Sub-Zero and KitchenAid appliances; the main-level luxe primary retreat offers a spa bath, sitting area, and screened lanai—perfect for quiet mornings before a beach day or tee time. A climate-controlled 3-plus-car garage with epoxy flooring. Brand new pool pool cage, equipment, electrical service and much more done by owners to keep in tip top condition! Lender incentives available up to $7500, ask listing agent for details.

Cost to own

Mortgage calculator

Home Price

$2,290,000

Down Payment: 20%

$458,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$11,773

Principal & Interest: $11,773

Property taxes (est.): $3,047

Insurance (est.): $1,527

Estimated Total Monthly

$16,347

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$11,773

Property taxesest. at asking price, St. Johns County$3,047

HOAbilled one time$120,000

Estimated total, before insurance$134,820/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$22,168/yr · $1,847/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $2,100,000 in December 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$2,160,144	$1,947,044	—
2024	$1,747,322	$1,747,322	—
2023	$1,322,888	$804,783	—
2022	$1,195,269	$779,886	—
2021	$837,140	$755,715	—
2020	$820,026	$744,591	—

2024 property taxes (current owner): $22,168/yr

Estimated taxes if purchased at asking price: ~$36,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2025Listed$2,290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,290,000

Price / Sq Ft$549

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage4,171

Acres0.35 acres

Year Built1999

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontYes

Gated CommunityYes

Community Information

Address118 Regents Place, Ponte Vedra, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32082

Lot Size15,246 sq ft

Parcel Number0669190090

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Golf Course, Jogging Path, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Natural Gas Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking

ViewGolf Course, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level

SecurityGated with Guard

Spa FeaturesPrivate