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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a home near St. Augustine High School.

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Sold

$1,050,000Sold3 bd · 2 ba · 2,408 sq ft

Sold·Closed Oct 7, 2026·15 days on market·Recent sales in Marsh Creek·Marsh Creek

348 Fiddlers Point Drive

St. Augustine, FL 32080

$1,050,000sold priceListed at $1,100,000 · 95.5% of asking$436/sqftMLS# 2159754
3
Beds
2
Baths
2,408
Sq Ft
2001
Built
2
Garage
Yes
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone XHOA $227/mo9,148 sqft lotWaterfrontSingle Family Residence1 story

About this home

Marsh Creek

Welcome to 348 Fiddlers Point Drive, a beautifully maintained home nestled in the sought-after Villas section of Marsh Creek. This concrete block residence offers a wonderful blend of comfort, privacy, and effortless Florida living, with stunning views of the private pool, tranquil lake, and surrounding nature preserve. The spacious living room features a gas fireplace and built-in cabinetry, while the updated kitchen boasts beautiful quartz countertops and a breakfast nook overlooking the pool and lake. The flooring throughout the home is brand new, providing a fresh, modern feel. The primary suite offers direct access to the screened lanai and pool area, creating the perfect setting for relaxed indoor-outdoor living. As the only golf course community on Anastasia Island, Marsh Creek offers a truly unique coastal lifestyle. The Marsh Creek Country Club provides a variety of membership options to choose from, while membership remains completely optional. Don't miss this opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,725
Property taxesest. at asking price, St. Johns County$1,375
HOAbilled quarterly$227
Estimated total, before insurance$7,326/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,319/yr · $860/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:47 AM, sunset 5:31 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$734,825$734,825—

2025 property taxes (current owner): $10,319/yr

Estimated taxes if purchased at asking price: ~$16,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 8, 2026Closed$1,100,000
  • Aug 28, 2026Active Under Contract$1,100,000
  • Aug 12, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $318/sq ft; this home is listed at $436/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
401 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,535,000$5374/32,86170.1
909 Spring Lake Court, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$825,000$3204/32,57550.4
1301 Flagship Court, St. Augustine, FL 32080Listed by HERRON REAL ESTATE LLCAug 2026$480,000$2673/21,796560.5
281 Ocean Cay Boulevard, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCJul 2026$750,000$2584/3.52,909820.5
644 Nautical Way, St. Augustine, FL 32080Listed by STA REALTYAug 2026$508,000$2793/21,824580.6
27 Saint Barts Avenue, St. Augustine, FL 32080Listed by REACH REALTY LLCAug 2026$645,000$3183/2.52,028120.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,100,000
Price / Sq Ft$457
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,408
Acres0.21 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes
Direction FacesNorthwest

School Information

Community Information

Address348 Fiddlers Point Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size9,147.6 sq ft
Lot Dimensions61x151x61x153
Parcel Number1626950140
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Gated with Guard

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 12, 2026
Days on Market15
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
Tax Amount$10,319.41
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

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