This home is in Kensington, St. Augustine.

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Active

Active·Listed today·Kensington

1319 Powis Road

St. Augustine, FL 32095

$895,000$246/sqftEst. $4,563/moMLS# 2156741

Beds

Baths

3,642

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Kensington

Set on a rare 100-foot homesite in St. Johns County and zoned for Nease High School, this beautiful 5-bedroom, 3.5-bath home offers 3,642 square feet of comfortable living space plus a flexible bonus room that can easily serve as a sixth bedroom, bonus/flex space, or media room. Inside, you'll find a warm and welcoming layout with thoughtful upgrades throughout, including quartz countertops, upgraded stainless steel appliances, and a cozy gas fireplace that creates the perfect gathering space. The primary suite is a peaceful escape with dual walk-in closets, while two Jack-and-Jill bathrooms add convenience for family and guests. Step outside and enjoy your own private backyard oasis, complete with upgraded landscaping, an expansive screened lanai, a sparkling pool, and serene water views. Whether you're entertaining friends or enjoying a quiet evening at home, this outdoor space is designed for everyday enjoyment. A 3-car garage, including a separate single-car bay

Cost to own

Mortgage calculator

Home Price

$895,000

Down Payment: 20%

$179,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,563

Principal & Interest: $4,563

Property taxes (est.): $1,191

Insurance (est.): $597

Estimated Total Monthly

$6,351

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,563

Property taxesest. at asking price, St. Johns County$1,191

HOAbilled annually$85

Estimated total, before insurance$5,840/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,475/yr · $456/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,475/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$895,000

Price / Sq Ft$246

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,642

Acres0.65 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address1319 Powis Road, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionKensington

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size28,314 sq ft

Parcel Number0717622600

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Park, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryLower Level

Spa FeaturesIn Ground, Heated