Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Marsh Landing, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·45 days on market·Marsh Landing

8180 Merganser Drive

Ponte Vedra Beach, FL 32082

$2,350,000$521/sqftEst. $12,069/moMLS# 2154692

Beds

Baths

4,510

Sq Ft

1994

Built

Garage

Pool

About this home

Marsh Landing

Approached along one of Marsh Landing's most distinguished streets, this exquisite residence commands an extraordinary 0.63-acre lakefront setting, where generous grounds, tranquil water views, and an unmistakable sense of privacy create a remarkable sense of arrival. A commanding architectural presence, sweeping circular drive, and grand eight-foot entry doors set the tone for a home that has been completely remodeled and reimagined for elegant entertaining and effortless everyday living. Inside, a soaring two-story foyer dazzles beneath a statement chandelier, framed by a sweeping staircase and extensive custom moulding. A formal living room with gas fireplace offers an intimate welcome, while the adjoining dining room--illuminated by a spectacular crystal chandelier--is worthy of the grandest occasions. The dramatic double-height family room is centered around a gas fireplace and custom built-in bookcases, while new Andersen French doors reveal layered views of the terraces

Cost to own

Mortgage calculator

Home Price

$2,350,000

Down Payment: 20%

$470,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$12,069

Principal & Interest: $12,069

Property taxes (est.): $3,127

Insurance (est.): $1,567

Estimated Total Monthly

$16,763

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$12,069

Property taxesest. at asking price, St. Johns County$3,127

HOAbilled quarterly$330

Estimated total, before insurance$15,526/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,886/yr · $991/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$1,417,236	$725,423	—
2023	$1,365,066	$707,692	—
2022	$1,140,640	$685,623	—

2025 property taxes (current owner): $11,886/yr

Estimated taxes if purchased at asking price: ~$37,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete, Tile — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Price change$2,350,000−$50,000
Jul 9, 2026Listed$2,400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,350,000

Price / Sq Ft$521

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,510

Acres0.63 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesNorth

Community Information

Address8180 Merganser Drive, Ponte Vedra Beach, FL 32082

Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd

SubdivisionMarsh Landing at Sawgrass

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size27,442.8 sq ft

Parcel Number0544080180

Amenities

AmenitiesPool, Clubhouse, Gated, Jogging Path, Management - Full Time, Park, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener

ViewLake

Waterfront TypeLagoon, Lake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesElectric, Gas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Security24 Hour Security, Gated with Guard, Security Gate, Security System Owned