Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

1 / 54

Active

Active·100 days on market·The Plantation

100 Planters Row E

Ponte Vedra Beach, FL 32082

$2,675,000$697/sqftEst. $13,752/moMLS# 2146670

Beds

Baths

3,840

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

The Plantation

Newly completed pool, beautifully updated interiors and a spacious half-acre homesite inside The Plantation at Ponte Vedra Beach. This move-in-ready residence offers the rare advantage of a finished outdoor retreat without the delays and disruption of building after closing. Light-filled living spaces, an updated kitchen and flexible bedroom accommodations create a comfortable, functional layout for everyday living, guests and entertaining. Outside, the transformed backyard features a stunning in-ground pool, expansive paver patio, elegant lounging areas and lush landscaping, creating a private resort setting. Additional highlights include a newer tile roof and irrigation system. Residents of The Plantation enjoy an exceptional private-club lifestyle with an 18-hole golf course, owners-only oceanfront beach club, tennis, pickleball and more.

Cost to own

Mortgage calculator

Home Price

$2,675,000

Down Payment: 20%

$535,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$13,752

Principal & Interest: $13,752

Property taxes (est.): $3,560

Insurance (est.): $1,783

Estimated Total Monthly

$19,095

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$13,752

Property taxesest. at asking price, St. Johns County$3,560

HOAbilled monthly$2,046

Estimated total, before insurance$19,358/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,626,703	$1,626,703	—
2024	$1,551,950	$1,551,950	—
2023	$1,565,286	$1,441,751	—
2022	$1,310,683	$1,310,683	—
2021	$663,698	$560,718	—
2020	$626,424	$552,158	—

2023 property taxes (current owner): $19,223/yr

Estimated taxes if purchased at asking price: ~$42,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Price change$2,675,000−$100,000
May 22, 2026Listed$2,775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,675,000

Price / Sq Ft$697

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,840

Acres0.58 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Gated CommunityYes

Community Information

Address100 Planters Row E, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size25,264.8 sq ft

Parcel Number0669111072

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances

ParkingAdditional Parking, Attached, Garage

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Double Oven, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecurityGated with Guard, Security Gate