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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

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Active

Active·146 days on market·The Plantation

100 Planters Row E

Ponte Vedra Beach, FL 32082

$2,675,000$697/sqftEst. $14,817/moMLS# 2146670
↓ $100,000 below original list
4
Beds
4
Baths
3,840
Sq Ft
1990
Built
2
Garage
Yes
Pool

18 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo0.58 acresSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Plantation

Newly completed pool, beautifully updated interiors and a spacious half-acre homesite inside The Plantation at Ponte Vedra Beach. This move-in-ready residence offers the rare advantage of a finished outdoor retreat without the delays and disruption of building after closing. Light-filled living spaces, an updated kitchen and flexible bedroom accommodations create a comfortable, functional layout for everyday living, guests and entertaining. Outside, the transformed backyard features a stunning in-ground pool, expansive paver patio, elegant lounging areas and lush landscaping, creating a private resort setting. Additional highlights include a newer tile roof and irrigation system. Residents of The Plantation enjoy an exceptional private-club lifestyle with an 18-hole golf course, owners-only oceanfront beach club, tennis, pickleball and more. FREE APPRAISAL WITH PREFERRED LENDER!!

Next steps in The Plantation

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,817
Property taxesest. at asking price, St. Johns County$3,560
HOAbilled monthly$2,046
Estimated total, before insurance$20,422/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,675,000
$535,000
Loan Term
Monthly Payment
$14,817
Principal & Interest: $14,817
Property taxes (est.): $3,560
Insurance (est.): $1,783
Estimated Total Monthly
$20,160
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,626,703$1,626,703—
2024$1,551,950$1,551,950—
2023$1,565,286$1,441,751—
2022$1,310,683$1,310,683—
2021$663,698$560,718—
2020$626,424$552,158—

2023 property taxes (current owner): $19,223/yr

Estimated taxes if purchased at asking price: ~$42,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 29, 2026Price change$2,675,000−$100,000
  • May 22, 2026Listed$2,775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $697/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,425,000$6355/43,821960.5
185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$2,575,000$6824/4.53,7751230.5
181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$1,600,000$4784/43,34770.5
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355150.6
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.6
2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$1,907,764$5384/3.53,54440.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,675,000
Price / Sq Ft$697
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,840
Acres0.58 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address100 Planters Row E, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size25,264.8 sq ft
Parcel Number0669111072

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Tennis Court(s)
Community FeaturesRestaurant, Gated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances
ParkingAdditional Parking, Attached, Garage
ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard, Security Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchDeck, Patio
FencingBack Yard
RoofTile
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 22, 2026
Days on Market124
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation at Ponte Vedra Beach
Tax Amount$19,223.19
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SELECT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines