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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Indian Trace, St. Augustine — a pool home in St. Johns County.

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Active

Active·93 days on market·Indian Trace

2005 Bennett Road

St. Augustine, FL 32092

$2,795,000$851/sqftEst. $15,360/mo mortgageMLS# 2156630
↓ $155,000 below original list
6
Beds
5
Baths
3,286
Sq Ft
1992
Built
—
Garage
Yes
Pool

All Indian Trace homes for sale →Search Indian Trace on the map

FEMA Zone AENo HOA19.31 acresSingle Family Residence1 story

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About this home

Indian Trace

Discover one of Northeast Florida's premier equestrian estates on 19+ high-and-dry acres. This exceptional property features a fully renovated 4-bedroom, 3.5-bath brick home with designer finishes, a new resort-style pool, outdoor shower, and separate smokehouse. The equestrian facilities are unmatched, including a 28-stall barn, a 500 sqft tack room with new HVAC, laundry / bath, plus an attached 2-bedroom, 1-bath apartment. Ride year-round in the 200' x 120' arena with premium GGT footing installed by Longwood Arenas. Additional highlights include 3 new wells, 5 wash stalls with fly spray system, 15 lush paddocks, 11 featuring 12' x 12' run-in shelters with lightning protection, and exceptional infrastructure designed for horse and rider. An elite turnkey equestrian compound ready for its next owner.

Next steps in Indian Trace

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$15,360
Property taxesest. at asking price, St. Johns County$3,719
Estimated total, before insurance$19,079/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,003/yr · $1,584/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,795,000
$559,000
Loan Term
Monthly Payment
$15,360
Principal & Interest: $15,360
Property taxes (est.): $3,719
Insurance (est.): $1,863
Estimated Total Monthly
$20,942
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,409,947$1,365,390—
2024$1,239,415$1,239,415—
2023$920,578$920,578—
2022$843,586$560,956—
2021$621,081$543,161—
2020$634,573$534,971—

2025 property taxes (current owner): $19,003/yr

Estimated taxes if purchased at asking price: ~$44,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 14, 2026Price change$2,795,000−$80,000
  • Sep 16, 2026Price change$2,875,000−$75,000
  • Jul 22, 2026Listed$2,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $851/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
627 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$475,000$1905/32,500550.9
254 Bluegrass Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJul 2026$490,000$1964/32,50000.9
744 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$515,000$2064/32,500681
165 Bluegrass Way, St. Augustine, FL 32092Listed by FLUID REALTY, LLC.Sep 2026$469,000$1874/32,503761
565 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$453,000$1963/2.52,316711
798 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$500,000$2004/32,500411

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,795,000
Price / Sq Ft$851
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage3,286
Total Structure Area3,886 sq ft
Acres19.31 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2005 Bennett Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionIndian Trace
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size841,143.6 sq ft
Parcel Number0306900002
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached Carport, Gated, Other
ViewCreek/Stream, Pond, Pool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Electric Oven, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Multi Units, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower, Other
Lot DescriptionAgricultural, Few Trees, Wetlands, Other
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingFull
RoofShingle
ConstructionBrick
Other StructuresBarn(s), Shed(s), Stable(s)
Road FrontageCounty Road

Additional Information

Date ListedJuly 23, 2026
Days on Market93
Tax Amount$19,003.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Indian Trace

Indian Trace is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Indian Trace homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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