This home is in St. Augustine.

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Active

Active·Listed today

2005 Bennett Road

St. Augustine, FL 32092

$2,950,000$898/sqftEst. $14,994/moMLS# 2156630

Beds

Baths

3,286

Sq Ft

1992

Built

—

Garage

Yes

Pool

About this home

St. Augustine

Discover one of Northeast Florida's premier equestrian estates on 19+ high-and-dry acres. This exceptional property features a fully renovated 4-bedroom, 3.5-bath brick home with designer finishes, a new resort-style pool, outdoor shower, and separate smokehouse. The equestrian facilities are unmatched, including a 28-stall barn, a 500 sqft tack room with new HVAC, laundry / bath, plus an attached 2-bedroom, 1-bath apartment. Ride year-round in the 200' x 120' arena with premium GGT footing installed by Longwood Arenas. Additional highlights include 3 new wells, 5 wash stalls with fly spray system, 15 lush paddocks, 11 featuring 12' x 12' run-in shelters with lightning protection, and exceptional infrastructure designed for horse and rider. An elite turnkey equestrian compound ready for its next owner.

Cost to own

Mortgage calculator

Home Price

$2,950,000

Down Payment: 20%

$590,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$14,994

Principal & Interest: $14,994

Property taxes (est.): $3,925

Insurance (est.): $1,967

Estimated Total Monthly

$20,887

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$14,994

Property taxesest. at asking price, St. Johns County$3,925

Estimated total, before insurance$18,920/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,409,947	$1,365,390	—
2024	$1,239,415	$1,239,415	—
2023	$920,578	$920,578	—
2022	$843,586	$560,956	—
2021	$621,081	$543,161	—
2020	$634,573	$534,971	—

2025 property taxes (current owner): $19,003/yr

Estimated taxes if purchased at asking price: ~$47,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Listed$2,950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,950,000

Price / Sq Ft$898

Bedrooms6

Bathrooms5.00

Full Baths4

Half Baths2

Square Footage3,286

Total Structure Area3,886 sq ft

Acres19.31 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

Community Information

Address2005 Bennett Road, St. Augustine, FL 32092

Area343-Molasses Junction/Elkton

SubdivisionIndian Trace

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size841,143.6 sq ft

Parcel Number0306900002

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Attached Carport, Gated, Other

ViewCreek/Stream, Pond, Pool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Electric Oven, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Multi Units, Zoned

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

SecuritySecurity Gate, Security System Owned, Smoke Detector(s)