This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
Active·138 days on market·The Plantation
108 Planters Row W
Ponte Vedra Beach, FL 32082
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About this home
The Plantation
Nestled within the prestigious Plantation at Ponte Vedra Beach, this fully renovated luxury estate home offers the perfect blend of timeless elegance and modern sophistication. Thoughtfully redesigned and completely move-in ready, the residence features a highly desirable single-story floor plan with soaring vaulted ceilings that create an extraordinary sense of space and light throughout. At the heart of the home is a designer kitchen appointed with premium Sub-Zero, Viking, and Thermador appliances, custom cabinetry, and exceptional attention to detail. A stylish wet bar seamlessly connects the kitchen to the family room, creating the ideal setting for entertaining. From the home's primary living spaces, breathtaking water-to-golf views stretch across the picturesque 14th fairway, providing a stunning backdrop from sunrise to sunset. The grand living and dining rooms are highlighted by dramatic 20-foot ceilings, a custom fireplace, and walls of glass that frame the spectacular
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,759 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park10 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve14 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 3 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 3 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park7 min drive · Baseball
Closest grocery store
Publix6 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,900,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,761,607 | $1,649,905 | — |
| 2024 | $1,659,642 | $1,602,699 | — |
| 2023 | $1,604,562 | $1,554,562 | — |
| 2022 | $1,166,419 | $676,634 | — |
| 2021 | $882,514 | $648,741 | — |
| 2020 | $828,667 | $639,094 | — |
2025 property taxes (current owner): $22,717/yr
Estimated taxes if purchased at asking price: ~$47,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 6, 2026Listed$2,999,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $635/sq ft; this home is listed at $661/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $2,425,000 | $635 | 5/4 | 3,821 | 96 | 0.4 |
| 185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $2,575,000 | $682 | 4/4.5 | 3,775 | 123 | 0.5 |
| 181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $1,600,000 | $478 | 4/4 | 3,347 | 7 | 0.5 |
| 120 Regents Place, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Aug 2026 | $3,194,840 | $637 | 4/5.5 | 5,012 | 306 | 0.6 |
| 116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATE | Oct 2026 | $1,800,000 | $537 | 4/3 | 3,355 | 15 | 0.7 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all The Plantation homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines