This home is in Julington Lakes, St. Johns.

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Active

Active·49 days on market·Julington Lakes

128 Lakeview Pass Way

St. Johns, FL 32259

$1,050,000$285/sqftEst. $5,589/moMLS# 2147361

Beds

Baths

3,683

Sq Ft

2020

Built

2.5

Garage

Yes

Pool

About this home

Julington Lakes

LUXURY. LIFESTYLE. LOCATION.Experience luxury, lifestyle, and convenience in this beautifully upgraded Toll Brothers Captiva Elite Farmhouse in the gated community of Julington Lakes. Freshly painted and truly move-in ready, this 3,683-square-foot home features 4 bedrooms, 3.5 bathrooms, a dedicated office, spacious bonus room, and private upstairs guest suite. Designed for effortless indoor-outdoor living, the chef's kitchen opens to an expansive gathering room with a sleek linear fireplace and sliding glass doors leading to a screened saltwater pool and spa overlooking tranquil pond views. The waterfront backyard offers breathtaking Florida sunsets, while the covered lanai remains comfortably shaded for year-round enjoyment. Additional upgrades include hardwood flooring, designer lighting, premium finishes, and custom closet organization throughout. Beyond the home, enjoy the resort-style lifestyle Julington Lakes is known for, with a clubhouse, fitness center, pool, tennis courts

Cost to own

Mortgage calculator

Home Price

$1,050,000

Down Payment: 20%

$210,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,337

Principal & Interest: $5,337

Est. Taxes & Insurance: $1,334

Estimated Total Monthly

$6,671

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,589

Property taxesest. at asking price, St. Johns County$1,397

HOAbilled quarterly$192

Estimated total, before insurance$7,178/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$887,304	$654,243	—
2024	$789,283	$635,097	—
2023	$726,228	$615,143	—
2022	$640,183	$510,723	—
2021	$544,391	$494,391	—
2020	$103,000	$102,300	—

2025 property taxes (current owner): $9,307/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 29, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,050,000

Price / Sq Ft$285

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,683

Acres0.22 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2.5

Has PoolYes

Pool FeaturesIn Ground, Pool Sweep, Salt Water, Screen Enclosure

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryFreedom Crossing Academy

MiddleFreedom Crossing Academy

HighCreekside

Community Information

Address128 Lakeview Pass Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Lakes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,583.2 sq ft

Parcel Number0096822660

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated, Private