This home is in WGV King Andbear, St. Augustine.

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Active

Active·157 days on market·WGV King Andbear

3533 Crest Street

St. Augustine, FL 32092

$3,575,000$441/sqftEst. $19,028/moMLS# 2129275

Beds

Baths

8,113

Sq Ft

2010

Built

Garage

Yes

Pool

About this home

WGV King Andbear

Designed for an elite lifestyle, this exceptional concrete block residence with ICYNENE insulation exemplifies refined luxury and superior craftsmanship. A 6-car garage plus a separate golf cart garage, imported doors throughout, and state-of-the-art lighting and whole-home automation set the tone for effortless sophistication. Indulgent amenities include a climate-controlled wine cellar, a generously sized private home gym, and seamless indoor-outdoor living. The covered lanai, complete with fireplace and summer kitchen, overlooks tranquil water-to-golf course views and a striking infinity pool—creating a resort-caliber setting for both entertaining and everyday enjoyment. Ideally positioned within the prestigious World Golf Village of Saint Augustine, Florida.

Cost to own

Mortgage calculator

Home Price

$3,575,000

Down Payment: 20%

$715,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$18,171

Principal & Interest: $18,171

Est. Taxes & Insurance: $4,543

Estimated Total Monthly

$22,714

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$19,028

Property taxesest. at asking price, St. Johns County$4,757

HOAbilled quarterly$217

Estimated total, before insurance$24,001/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,983,170	$1,415,813	—
2024	$1,930,658	$1,375,204	—
2023	$1,948,305	$1,333,693	—
2022	$1,875,210	$1,293,391	—
2021	$1,512,398	$1,254,263	—
2020	$1,286,255	$1,236,255	—

2025 property taxes (current owner): $19,564/yr

Estimated taxes if purchased at asking price: ~$57,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete, Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 9, 2026Listed$3,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,575,000

Price / Sq Ft$441

Bedrooms5

Bathrooms6.50

Full Baths6

Half Baths1

Square Footage8,113

Acres0.53 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages7

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address3533 Crest Street, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv King Andbear

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size23,086.8 sq ft

Parcel Number2880180050

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingCircular Driveway, Garage

ViewGolf Course, Lake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Multi Units, Split System, Zoned

FlooringStone, Tile, Wood

FireplaceYes

# of Fireplaces2

# of Stories2

LevelsTwo

SecurityGated with Guard, Security System Owned

Spa FeaturesIn Ground