This home is in Highpointe At Rivertown, St. Johns.

1 / 26

Active

Active·1 day on market·Highpointe At Rivertown

460 Shinnecock Drive

St. Johns, FL 32259

$939,900$288/sqftEst. $5,003/moMLS# 2154973

Beds

Baths

3,258

Sq Ft

2023

Built

Garage

Pool

About this home

Highpointe At Rivertown

Welcome to luxury living in the highly sought-after RiverTown community! This exceptional residence offers an impressive blend of elegance, comfort, and thoughtful design with picturesque pond views and upscale finishes throughout. Step inside to discover rich wood flooring flowing through the main living areas, soaring ceilings, custom trim work, and an expansive open-concept floor plan perfect for everyday living and entertaining. The chef's kitchen is a showstopper, featuring an oversized center island, quartz countertops, gas cooktop, built-in oven and microwave, custom cabinetry with abundant storage, walk-in pantry, and stylish floating wood shelves. The adjacent dining area and spacious great room seamlessly connect to the covered lanai, creating the ideal indoor-outdoor living experience.

Cost to own

Mortgage calculator

Home Price

$939,900

Down Payment: 20%

$187,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$5,003

Principal & Interest: $5,003

Est. Taxes & Insurance: $1,251

Estimated Total Monthly

$6,253

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,003

Property taxesest. at asking price, St. Johns County$1,251

HOAbilled annually$4

Estimated total, before insurance$6,258/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$747,384	$696,662	—
2024	$768,063	$718,063	—
2023	$155,000	$155,000	—
2022	$151,200	$151,200	—

2025 property taxes (current owner): $13,831/yr

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Listed$939,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$939,900

Price / Sq Ft$288

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,258

Acres0.23 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address460 Shinnecock Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHighpointe At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,018.8 sq ft

Parcel Number0007220400

Amenities

AmenitiesBarbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Available, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingElectric

CoolingElectric

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup