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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Highpointe At Rivertown, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Sep 8, 2026·13 days on market·Recent sales in Highpointe At Rivertown·Highpointe At Rivertown

460 Shinnecock Drive

St. Johns, FL 32259

$915,000sold priceListed at $939,900 · 97.4% of asking$281/sqftMLS# 2154973
4
Beds
3
Baths
3,258
Sq Ft
2023
Built
3
Garage
No
Pool

4 more homes for sale in Highpointe At Rivertown →Search Highpointe At Rivertown on the map

FEMA Zone XHOA $4/mo10,019 sqft lotWaterfrontSingle Family Residence1 story

About this home

Highpointe At Rivertown

Welcome to luxury living in the highly sought-after RiverTown community! This exceptional residence offers an impressive blend of elegance, comfort, and thoughtful design with picturesque pond views and upscale finishes throughout. Step inside to discover rich wood flooring flowing through the main living areas, soaring ceilings, custom trim work, and an expansive open-concept floor plan perfect for everyday living and entertaining. The chef's kitchen is a showstopper, featuring an oversized center island, quartz countertops, gas cooktop, built-in oven and microwave, custom cabinetry with abundant storage, walk-in pantry, and stylish floating wood shelves. The adjacent dining area and spacious great room seamlessly connect to the covered lanai, creating the ideal indoor-outdoor living experience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,068
Property taxesest. at asking price, St. Johns County$1,218
HOAbilled annually$4
Estimated total, before insurance$6,290/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,831/yr · $1,153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$915,000
$183,000
Loan Term
Monthly Payment
$5,068
Principal & Interest: $5,068
Property taxes (est.): $1,218
Insurance (est.): $610
Estimated Total Monthly
$6,896
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$747,384$696,662—
2024$768,063$718,063—
2023$155,000$155,000—
2022$151,200$151,200—

2025 property taxes (current owner): $13,831/yr

Estimated taxes if purchased at asking price: ~$14,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Closed$939,900
  • Jul 24, 2026Active Under Contract$939,900
  • Jul 11, 2026Listed$939,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $288/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
381 Shinnecock Drive, St. Johns, FL 32259Listed by EXP REALTY LLCAug 2026$1,010,000$3364/3.53,008720.1
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLCSep 2026$554,500$2024/3.52,7443470.5
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.6
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.6
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.7
91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC.Sep 2026$700,000$2145/43,271461

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$939,900
Price / Sq Ft$288
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,258
Acres0.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address460 Shinnecock Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionHighpointe At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0007220400

Amenities

AmenitiesBarbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesElectricity Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingElectric
CoolingElectric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 11, 2026
Days on Market13
HOA Fees$53 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$13,831.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Highpointe At Rivertown

Highpointe At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Highpointe At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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