This home is in St Johns Golf & CC, St. Augustine.

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Active

Active·45 days on market·St Johns Golf & CC

837 Eagle Point Drive

St. Augustine, FL 32092

$972,400$265/sqftEst. $4,958/moMLS# 2149798

Beds

Baths

3,668

Sq Ft

2002

Built

Garage

Yes

Pool

About this home

St Johns Golf & CC

Price adjustment! Perfectly positioned on one of the most desirable homesites in St. Johns Golf & Country Club, this exceptional residence offers a rare combination of championship golf course frontage, private lake views, protected preserve vistas, with no direct rear neighbors. Overlooking the 6th fairway, this 4-bedroom, 3.5-bath home with a dedicated office & mini office along with an expansive bonus room offering more than 3,600 square feet of thoughtfully designed living space. From sunrise reflections across the lake and pool to tranquil evenings overlooking the fairway, every aspect of this property embraces the Florida lifestyle. The resort-style outdoor retreat features a custom pool, elevated spa, and expansive paver terrace overlooking the private lake, championship golf course, and preserve backdrop. Inside, the home balances elegance, comfort, and functionality with spacious living areas, soaring ceilings, abundant natural light, and numerous upgrades throughout.

Cost to own

Mortgage calculator

Home Price

$972,400

Down Payment: 20%

$194,480

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,958

Principal & Interest: $4,958

Property taxes (est.): $1,294

Insurance (est.): $648

Estimated Total Monthly

$6,900

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,958

Property taxesest. at asking price, St. Johns County$1,294

HOAbilled monthly$124

Estimated total, before insurance$6,376/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,929/yr · $661/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$729,564	$375,697	—
2024	$661,457	$364,401	—
2023	$633,851	$352,331	—
2022	$577,872	$340,613	—
2021	$443,140	$329,236	—
2020	$414,151	$324,000	—

2025 property taxes (current owner): $7,929/yr

Estimated taxes if purchased at asking price: ~$15,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Price change$972,400−$12,500
Jun 10, 2026Listed$984,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$972,400

Price / Sq Ft$265

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,668

Total Structure Area4,641 sq ft

Acres0.35 acres

Year Built2002

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Pool Sweep, Salt Water, Waterfall

Is WaterfrontYes

School Information

ElementaryLiberty Pines Academy

HighBeachside

Community Information

Address837 Eagle Point Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSt Johns Golf & Cc

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size15,246 sq ft

Parcel Number0264311130

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Maintenance Grounds, Park, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Pond, Pool, Protected Preserve, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup