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This home is in Reflections, Ponte Vedra — a home near Allen D. Nease High School.

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Active Under Contract

Active Under Contract·91 days on market·Reflections

759 Caiden Drive

Ponte Vedra, FL 32081

$1,043,045$360/sqftEst. $5,362/moMLS# 2129981

Beds

Baths

2,900

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Reflections

STUNNING LAKE TO PRESERVE HOME SITUATED PERFECTLY ON THE LAST LAKE TO PRESERVE HOME SITE IN SEABROOK VILLAGE. This Dostie Homes Cleary plan is a 2,900 sqft. home with a Coastal elevation & has 4 bedrooms & 4 1/2 baths. The entry welcomes guests into the foyer. The home office and bonus rooms have coffered ceilings . The gathering room & the dining room are open to the gourmet kitchen with views of the covered lanai. A large downstairs master suite has an elegant bath with a freestanding tub & a HUGE walk in closet that extends under the stairs! Three secondary bedrooms & three full baths are located upstairs along with a bonus room. A large unconditioned walk-out storage area contains the mechanicals and is conveniently located above the lanai with plenty of storage for all your stuff. The expanded covered lanai is prewired and plumbed for an outdoor kitchen to extend the outdoor living area.

Cost to own

Mortgage calculator

Home Price

$1,043,045

Down Payment: 20%

$208,609

Interest Rate: 6.66%

Loan Term

Monthly Payment

$5,362

Principal & Interest: $5,362

Property taxes (est.): $1,388

Insurance (est.): $695

Estimated Total Monthly

$7,446

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,362

Property taxesest. at asking price, St. Johns County$1,388

HOAbilled annually$70

Estimated total, before insurance$6,820/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,087/yr · $341/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $4,087/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Active Under Contract$1,043,045
Jun 1, 2026Listed$1,043,045

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,043,045

Price / Sq Ft$360

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,900

Acres0.20 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusActive Under Contract

# of Garages2.5

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesNortheast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address759 Caiden Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,712 sq ft

Parcel Number0705040210

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, HVAC, Insulation, Water Heater

ParkingAttached, Garage, Garage Door Opener, Off Street, On Street

ViewPond, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)