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Active

Active·96 days on market

532 Moonshine Drive

Ponte Vedra, FL 32081

$1,895,000$464/sqftEst. $10,086/moMLS# 2138160

Beds

Baths

4,086

Sq Ft

1984

Built

—

Garage

Pool

About this home

Ponte Vedra

Welcome to a truly rare offering in Nocatee's Twenty Mile area of Ponte Vedra, where 2 private acres of Open Rural land meet a fully renovated home just one mile from Nocatee Town Center, with no HOA and no CDD. This is a hidden gem in the truest sense. Open Rural zoning affords this property a freedom that is simply unavailable elsewhere in Nocatee. Chickens, roosters, and more are permitted. Cultivate a garden, build a greenhouse, or simply enjoy a true estate-style lifestyle in the heart of Nocatee without restrictions. Turn onto Moonshine Drive and the property announces itself before you reach the gate. A canopy of 100 year old live oak trees draped in Spanish moss surrounds the drive and continues across the grounds. Beyond the private automatic gate, two fully fenced acres open to a property that has been developed with genuine intention: jasmine gardens, magnolia trees, live oak trees surrounding a fountain accented pond, landscape lighting woven through the canopy and across

Cost to own

Mortgage calculator

Home Price

$1,895,000

Down Payment: 20%

$379,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,632

Principal & Interest: $9,632

Est. Taxes & Insurance: $2,408

Estimated Total Monthly

$12,040

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$10,086

Property taxesest. at asking price, St. Johns County$2,522

Estimated total, before insurance$12,608/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,516 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 12, 2026Listed$1,895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,895,000

Price / Sq Ft$464

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage4,086

Total Structure Area6,191 sq ft

Acres2.00 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces4

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address532 Moonshine Drive, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionMetes & Bounds

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size87,120 sq ft

Parcel Number0681200110

ZoningSingle Family

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Water Available, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Attached Carport, Carport, Detached Carport

ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit

SecuritySecurity Gate, Security Lights, Smoke Detector(s)