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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·168 days on market·Beachwalk

69 Rum Runner Way

St. Johns, FL 32259

$910,000$356/sqftEst. $5,041/moMLS# 2139065
Open house Fri, Oct 16 · 4:00 pm–6:00 pm
3
Beds
2.5
Baths
2,557
Sq Ft
2019
Built
2
Garage
No
Pool

27 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $390/mo5,227 sqft lotTownhouse2 stories

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About this home

Beachwalk

Coffee-Content-Cinotti's -OPEN HOUSE -Friday 10/16 4-6 -Saturday 10/17 11-1- Sunday 10/18 12-2 CDD BOND PAID OFF! Furniture conveys with townhome. Life just hits different with these views in the morning from the balcony in gated Atlantica Isles. Resort-style living every day in this exceptional Beachwalk property. Ideally positioned just a few homes from the 14-acre crystal lagoon and sandy beach, this gorgeous home offers a rare opportunity to enjoy a highly sought-after lifestyle in a premier location. Your own private gate gives you access to amenities just a few homes from the lagoon. This former model home is loaded with upgrades, including plantation shutters, quartz countertops, designer lighting, custom shiplap ceilings, tile flooring throughout, an oversized kitchen island, 4-panel sliding glass doors, retractable screens on both lanai's/garage/ sliders, trey ceilings, custom closets, a wood-paneled outdoor ceiling, rain soft water softener, and overhead garage storage.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,041
Property taxesest. at asking price, St. Johns County$1,211
HOAbilled monthly$390
Estimated total, before insurance$6,641/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,685/yr · $974/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$910,000
$182,000
Loan Term
Monthly Payment
$5,041
Principal & Interest: $5,041
Property taxes (est.): $1,211
Insurance (est.): $607
Estimated Total Monthly
$6,858
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $820,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$745,820$745,820—
2024$724,646$724,646—
2023$584,158$584,158—
2022$638,515$528,506—
2021$605,155$511,656—
2020$553,901$503,901—

2025 property taxes (current owner): $11,685/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 1, 2026Listed$910,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $356/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
703 Rum Runner Way, St. Johns, FL 32259Listed by MOXII PRO REALTYAug 2026$599,900$1954/33,083470.1
662 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$607,500$2383/3.52,557770.1
668 Rum Runner Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$510,000$2044/32,5031310.1
439 Rum Runner Way, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJun 2026$492,000$2403/2.52,052240.2
228 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$879,000$2854/3.53,0831290.2
413 Marquesa Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$900,000$3393/2.52,6571750.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$910,000
Price / Sq Ft$356
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,557
Acres0.12 acres
Year Built2019
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryLakeside Academy
Zoned middleLakeside Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLiberty Pines Academy
Reported middleLiberty Pines Academy
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address69 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,227.2 sq ft
Parcel Number0237170050
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Water

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard, Privacy, Wrought Iron
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market164
HOA Fees$389.67 / Monthly
HOA FrequencyMonthly
HOA NameOne Time Total Professional
HOA Fee IncludesMaintenance Grounds
Tax Amount$11,684.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/16/2026

4:00 pm - 6:00 pm

10/17/2026

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10/18/2026

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