This home is in Beachwalk, St. Johns.

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Active

Active·75 days on market·Beachwalk

69 Rum Runner Way

St. Johns, FL 32259

$910,000$356/sqftEst. $4,843/moMLS# 2139065

Beds

Baths

2,557

Sq Ft

2019

Built

Garage

Pool

About this home

Beachwalk

CDD BOND PAID OFF. Life just hits different with these views in the morning from the balcony in gated Atlantica Isles. Resort-style living every day in this exceptional Beachwalk property. Ideally positioned just a few homes from the 14-acre crystal lagoon and sandy beach, this gorgeous home offers a rare opportunity to enjoy a highly sought-after lifestyle in a premier location. This thoughtfully designed residence features an open-concept main level with a spacious family room, dining area, and gourmet kitchen, along with a convenient half bath. The layout is ideal for both everyday living and entertaining. Outdoor living is equally impressive, featuring a covered pavered lanai with retractable screens, stunning wood inlay ceiling, and a fully equipped summer kitchen. This creates a seamless indoor-outdoor experience.

Cost to own

Mortgage calculator

Home Price

$910,000

Down Payment: 20%

$182,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,597

Principal & Interest: $4,597

Est. Taxes & Insurance: $1,149

Estimated Total Monthly

$5,746

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,843

Property taxesest. at asking price, St. Johns County$1,211

HOAbilled monthly$390

Estimated total, before insurance$6,444/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $820,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$745,820	$745,820	—
2024	$724,646	$724,646	—
2023	$584,158	$584,158	—
2022	$638,515	$528,506	—
2021	$605,155	$511,656	—
2020	$553,901	$503,901	—

2025 property taxes (current owner): $11,685/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 1, 2026Listed$910,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$910,000

Price / Sq Ft$356

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,557

Acres0.12 acres

Year Built2019

TypeResidential

Sub-TypeTownhouse

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address69 Rum Runner Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,227.2 sq ft

Parcel Number0237170050

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Water

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryLower Level

SecuritySecurity Gate, Smoke Detector(s)