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This home is in Bannon Lakes, St. Augustine.

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Active

227 TESORO Terrace, St. Augustine, FL 32095

$1,290,000
MLS# 2138407
3
Bedrooms
3
Bathrooms
2,611
Sq Ft
2024
Year Built

About This Home — 227 TESORO Terrace

Experience elevated coastal luxury in Madeira--a private, upscale community offering amazing amenities just minutes from Downtown St. Augustine and Vilano Beach (10 minutes). Built in 2024 by Dostie Homes, this meticulously customized residence showcases 3 large bedrooms, 2.5 bathrooms, PLUS a detached poolside casita featuring a full room and full bathroom--perfect for an in-law suite, guest quarters, game room or private office. Inside, dramatic soaring ceilings and an expansive open-concept design create a light-filled, luxurious atmosphere centered around a chef's kitchen with a massive waterfall quartz island and custom fireplace wall! The outdoor living space is equally impressive, highlighted by an amazing summer kitchen, heated saltwater pool and spa all within a fully screened enclosure for year-round enjoyment. Positioned on a wide, premium lot in an ideal location, this home offers a rare blend of modern elegance, functionality, and refined Florida living.

Features

Price$1,290,000
Price / Sq Ft$494
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,611
Acres0.39 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Multi Generational, Ranch
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontYes

Community Information

Address227 TESORO Terrace, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size16,988.4 sq ft
Parcel Number0734330510

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Available, Sewer Connected
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener
Waterfront TypePond

Interior

AppliancesDishwasher, Gas Cooktop
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne
Spa FeaturesIn Ground, Heated, Private

Additional Information

Date ListedApril 4, 2026
Days on Market57
HOA Fees$142 / Monthly
HOA FrequencyMonthly
Tax Amount$16,468.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

About Bannon Lakes

Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bannon Lakes homes for sale →

Mortgage Calculator

$1,290,000
$258,000
Loan Term
Monthly Payment
$6,866
Principal & Interest: $6,866
Est. Taxes & Insurance: $1,716
Estimated Total Monthly
$8,582
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: REACH REALTY LLCMatt Spanburg · matt@reachrealtyco.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida