101 Ocean Course Drive

Ponte Vedra Beach, FL 32082

$3,565,000$891/sqftEst. $18,974/moMLS# 2155794

Beds

Baths

4,000

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Ponte Vedra Beach

Location, Location, LOCATION! Currently under construction, this exceptional new luxury home offers a rare opportunity to own in the highly desirable Avalon community of Ponte Vedra Beach. Overlooking the prestigious Ocean Course at the Ponte Vedra Inn & Club, this thoughtfully designed residence features 5 bedrooms, 4 baths, 2 half baths, a 2-car oversized garage, and a resort-style saltwater pool. Enjoy an open, light-filled floor plan with high-end finishes and quality craftsmanship throughout. With no HOA fees, you'll be just minutes from the beach, world-class golf, shopping, dining, and entertainment. Located in the top-rated St. Johns County School District, this home also offers convenient access to downtown Jacksonville and Jacksonville International Airport. Experience the perfect blend of luxury, comfort, and an unbeatable location in one of Northeast Florida's most sought-after communities.

Cost to own

Mortgage calculator

Home Price

$3,565,000

Down Payment: 20%

$713,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$18,120

Principal & Interest: $18,120

Est. Taxes & Insurance: $4,530

Estimated Total Monthly

$22,651

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$18,974

Property taxesest. at asking price, St. Johns County$4,744

Estimated total, before insurance$23,718/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,127/yr

Estimated taxes if purchased at asking price: ~$56,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History