This home is in Oxford Estates, St. Johns.

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Active

Active·96 days on market·Oxford Estates

588 Oxford Estates Way

St. Johns, FL 32259

$925,000$235/sqftEst. $4,923/moMLS# 2138899

Beds

Baths

3,943

Sq Ft

2016

Built

Garage

Pool

About this home

Oxford Estates

Don't miss this stunning waterfront home in the gated community of Oxford Estates in sought-after St. Johns County--with NO CDD fees! Tucked away on a quiet cul-de-sac street, this thoughtfully designed 5-bedroom, 4.5-bath residence offers nearly 4,000 square feet of versatile living space--ideal for multi-generational living, entertaining, or working from home. From the moment you enter, the view will WOW you! The great room features soaring ceilings, exposed beams, and a custom fireplace feature wall, all framed by double sliding glass doors that seamlessly blend indoor and outdoor living while filling the home with natural light. The first-floor primary suite provides a private retreat with an ensuite bath featuring a large shower, soaking tub, and generous walk-in closet. The main level also includes a guest suite, formal dining room, laundry room, and additional living space, offering flexibility for today's lifestyle.

Cost to own

Mortgage calculator

Home Price

$925,000

Down Payment: 20%

$185,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,672

Principal & Interest: $4,672

Est. Taxes & Insurance: $1,168

Estimated Total Monthly

$5,841

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,923

Property taxesest. at asking price, St. Johns County$1,231

HOAbilled annually$100

Estimated total, before insurance$6,254/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$676,982	$676,982	—
2024	$676,176	$641,413	—
2023	$696,426	$583,103	—
2022	$659,819	$530,094	—
2021	$481,904	$481,904	—
2020	$457,330	$457,330	—

2025 property taxes (current owner): $9,452/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 9, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$925,000

Price / Sq Ft$235

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,943

Acres0.25 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryCunningham Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address588 Oxford Estates Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionOxford Estates

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,890 sq ft

Parcel Number0023950620

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryLower Level

SecuritySecurity Gate