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This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·227 days on market

1272 Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$5,450,000$981/sqftEst. $28,019/moMLS# 2125180

Beds

Baths

5,558

Sq Ft

2001

Built

Garage

Yes

Pool

About this home

Ponte Vedra Beach

Welcome to this extraordinary single-level brick estate where refined luxury harmonizes with pristine nature across more than 200 feet of prestigious Ponte Vedra Boulevard frontage. This meticulously renovated five-bedroom, four-bathroom masterpiece commands an impressive 5,558 square feet of impeccably curated living space, offering sweeping vistas of the Guana Preserve and serene lakeâ€”the kind of view that transforms every sunrise into a private spectacle. Step through to discover hand-selected wood floors gliding beneath soaring ceilings and eight-foot solid core doors, while artfully crafted coffered ceilings crown an oversized professional office featuring custom built-ins. The family room showcases distinguished paneled walls, creating an atmosphere of timeless sophistication. Abundant windows orchestrate a symphony of natural light, framing those magnificent preserve panoramas at every turn. The chef's kitchen showcases premier Viking appliances and a custom walk-in pantry

Cost to own

Mortgage calculator

Home Price

$5,450,000

Down Payment: 20%

$1,090,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$28,019

Principal & Interest: $28,019

Property taxes (est.): $7,252

Insurance (est.): $3,633

Estimated Total Monthly

$38,904

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$28,019

Property taxesest. at asking price, St. Johns County$7,252

Estimated total, before insurance$35,271/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$22,533/yr · $1,878/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$2,306,408	$1,606,822	—
2025	$193,780	$62,915	—
2024	$2,318,612	$1,560,830	—
2024	$194,030	$60,435	▼ $680
2023	$2,305,586	$1,513,913	—
2023	$183,997	$57,219	—
2022	$2,145,584	$1,468,362	—
2022	$175,722	$54,097	▲ $19,602
2021	$1,574,386	$1,403,128	—
2021	$130,393	$51,066	▲ $4,566
2020	$1,486,864	$1,383,065	—
2020	$121,831	$49,671	—

2025 property taxes (current owner): $22,533/yr

Estimated taxes if purchased at asking price: ~$87,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 8, 2026Price change$5,450,000−$300,000
Jan 15, 2026Listed$5,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$5,450,000

Price / Sq Ft$981

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage5,558

Acres3.22 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address1272 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionPonte Vedra Beach

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size140,263.2 sq ft

Lot Dimensions200'x 682.52'x 376.78'x 65.45'x 57.01'x 776.1'

Parcel Number0674050000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane

SewerPublic Sewer, Septic Tank

Water SourcePrivate, Public, Well

ParkingAdditional Parking, Attached, Garage Door Opener, Gated, Other

ViewLake, Protected Preserve

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesDouble Sided, Electric, Free Standing, Gas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Security Gate, Security Lights, Security System Owned, Smoke Detector(s)