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This home is in Arbors At Rivertown, Jacksonville — a waterfront home in St. Johns County.

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Active

Active·Listed today·Arbors At Rivertown

163 Wild Sage Drive

Jacksonville, FL 32259

$969,000$291/sqftEst. $4,997/moMLS# 2159235

Beds

Baths

3,334

Sq Ft

2024

Built

Garage

Pool

About this home

Arbors At Rivertown

Welcome to this exceptional 5-bedroom, 4.5-bath residence offering 3,373 square feet of thoughtfully designed living space in the highly sought-after Arbors West section of Rivertown. Perfectly positioned on a premium waterfront homesite, this home captures spectacular sunset views while blending refined luxury with everyday comfort. Rich engineered hardwood flooring flows throughout the main living areas, creating a warm and sophisticated atmosphere. The open-concept kitchen is the heart of the home, featuring elegant quartz countertops, an oversized island with abundant storage, custom pantry shelving, and designer finishes that make everyday living and entertaining effortless. The spacious living and dining areas overlook the peaceful pond, providing the perfect backdrop for gathering with family and friends.

Cost to own

Mortgage calculator

Home Price

$969,000

Down Payment: 20%

$193,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,997

Principal & Interest: $4,997

Property taxes (est.): $1,289

Insurance (est.): $646

Estimated Total Monthly

$6,932

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,997

Property taxesest. at asking price, St. Johns County$1,289

HOAbilled annually$4

Estimated total, before insurance$6,291/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,976/yr · $915/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,976/yr

Estimated taxes if purchased at asking price: ~$15,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 8, 2026Listed$969,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$969,000

Price / Sq Ft$291

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,334

Acres0.24 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address163 Wild Sage Drive, Jacksonville, FL 32259

Area302-Orangedale Area

SubdivisionArbors At Rivertown

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,454.4 sq ft

Parcel Number0007190460

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Water Available

Water SourcePublic

ParkingGarage

Waterfront TypePond