Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

Photo 1 / 95
Sold

Sold·Closed Oct 13, 2026·20 days on market·Recent sales in Sawgrass·Sawgrass

183 Water Oak Drive

Ponte Vedra Beach, FL 32082

$1,680,000sold priceListed at $1,699,000 · 98.9% of asking$568/sqftMLS# 2156712
4
Beds
4
Baths
2,959
Sq Ft
1984
Built
3
Garage
Yes
Pool

7 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone XHOA $163/mo15,682 sqft lotWaterfrontSingle Family Residence1 story

About this home

Sawgrass

Completely reimagined and rebuilt down to the studs, this exceptional one-level waterfront pool home blends luxury, comfort, and functionality. A brand-new paver circular driveway welcomes you to this beautifully renovated residence featuring a 3-car garage, 3 spacious bedrooms with en-suite baths plus a private office or 4th bedroom. Vaulted ceilings and expansive windows fill the home with natural light while framing breathtaking water views. The gourmet eat-in kitchen boasts custom cabinetry, abundant storage, premium finishes, and seamlessly opens to the main living space, making it ideal for everyday living and entertaining. A stylish wet bar with an additional dishwasher and wine refrigerator adds convenience for hosting, while the mudroom off the garage keeps everything organized. Step outside to your waterfront oasis featuring a pool, dedicated pool bath, and tranquil views. Complimentary membership initiation to The Yards for golf, pickleball, & tennis is included w/purchase.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,306
Property taxesest. at asking price, St. Johns County$2,236
HOAbilled semi-annually$163
Estimated total, before insurance$11,704/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,967/yr · $664/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,381 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,967/yr

Estimated taxes if purchased at asking price: ~$26,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Closed$1,699,000
  • Aug 12, 2026Active Under Contract$1,699,000
  • Jul 23, 2026Listed$1,699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $510/sq ft; this home is listed at $574/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Nandina Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJul 2026$1,295,000$5103/2.52,54090.3
4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,315,000$4664/32,819410.4
113 Oak View Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$755,000$3224/32,344280.4
6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$985,000$3773/2.52,613160.7
120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYSep 2026$1,687,500$5655/32,98591
132 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYOct 2026$2,100,000$5884/3.53,57001.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,699,000
Price / Sq Ft$574
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage2,959
Acres0.36 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address183 Water Oak Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size15,681.6 sq ft
Parcel Number0622850830
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Dog Park, Gated, Jogging Path, Maintenance Grounds, Park, Playground, Security
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Dryer, Electric Oven, Electric Water Heater, Freezer, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard, Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionCorner Lot, Cul-De-Sac, Wooded
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stone
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 23, 2026
Days on Market20
HOA Fees$978 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$7,967.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines