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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pelican Reef, St. Augustine — a waterfront home in St. Johns County.

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Active·220 days on market·Pelican Reef

125 Spoonbill Point Court

St. Augustine, FL 32080

$1,190,900$469/sqftEst. $6,596/mo mortgageMLS# 2135029
↓ $106,600 below original list
5
Beds
4
Baths
2,537
Sq Ft
2026
Built
3
Garage
No
Pool

All Pelican Reef homes for sale →Search Pelican Reef on the map

FEMA Zone AEHOA $160/mo9,583 sqft lotWaterfrontSingle Family Residence2 storiesNew construction

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About this home

Pelican Reef

Experience refined coastal living at 125 Spoonbill Pointe Court, St. Augustine, FL 32080, a newly completed August 2026 residence in the exclusive gated Intracoastal community of Pelican Reef on Anastasia Island. Move-in ready and beautifully appointed, this exceptional home blends timeless design, modern comfort, and an enviable location just minutes from the beach and historic downtown St. Augustine. Offering 5 bedrooms, 4 full baths, and 2,537 square feet of thoughtfully designed living space, this elegant home is perfectly positioned to overlook the neighborhood lake, creating a peaceful and picturesque backdrop. Expansive 12-foot sliding glass doors provide direct access to the covered lanai, creating a seamless indoor-outdoor flow that is ideal for entertaining and enjoying the serene waterfront setting. Inside, sophisticated finishes enhance every room, highlighted by upgraded cabinetry and quartz countertops throughout the home. Thoughtfully constructed for both lasting quality

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,596
Property taxesest. at asking price, St. Johns County$1,585
HOAbilled quarterly$160
Estimated total, before insurance$8,341/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,227/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,190,900
$238,180
Loan Term
Monthly Payment
$6,596
Principal & Interest: $6,596
Property taxes (est.): $1,585
Insurance (est.): $794
Estimated Total Monthly
$8,975
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:31 AM, sunset 6:48 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $149,000 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$165,000$165,000—
2024$150,000$150,000—
2023$125,000$125,000—
2022$140,000$140,000—
2021$120,000$93,170—
2020$120,000$84,700—

2025 property taxes (current owner): $3,227/yr

Estimated taxes if purchased at asking price: ~$19,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$1,190,900+$1,000
  • Sep 4, 2026Price change$1,189,900−$5,100
  • Aug 19, 2026Price change$1,195,000−$90,000
  • Aug 6, 2026Price change$1,285,000−$10,000
  • Jul 9, 2026Price change$1,295,000−$2,500
  • Mar 15, 2026Listed$1,297,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $469/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Spoonbill Point Court, St. Augustine, FL 32080Listed by LOKATIONAug 2026$852,400$3234/32,635480
36 Madeira Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS ST JOHNSSep 2026$625,000$2764/22,262190.1
27 Saint Barts Avenue, St. Augustine, FL 32080Listed by REACH REALTY LLCAug 2026$645,000$3183/2.52,028120.7
5 Solano Avenue, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$675,000$3154/2.52,1421330.9
138 Lions Gate Drive, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$507,500$2633/21,926501
281 Ocean Cay Boulevard, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCJul 2026$750,000$2584/3.52,909821.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,190,900
Price / Sq Ft$469
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,537
Acres0.22 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address125 Spoonbill Point Court, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionPelican Reef
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size9,583.2 sq ft
Parcel Number1585716100
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewLake, Water
Waterfront TypePond

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Exterior

RoofTile
ConstructionStucco

Additional Information

Date ListedMarch 15, 2026
Days on Market201
HOA Fees$480 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign & Jacobs Property Management Companies,
Tax Amount$3,226.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REGION ATLANTIC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pelican Reef

Pelican Reef is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Pelican Reef homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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