This home is in Courtney Oaks, St. Augustine.

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Active

Active·85 days on market·Courtney Oaks

37 Courtney Oaks Drive

St. Augustine, FL 32092

$1,599,900$401/sqftEst. $8,515/moMLS# 2141333

Beds

Baths

3,991

Sq Ft

2023

Built

Garage

Pool

About this home

Courtney Oaks

Our stunning Stella II model in Courtney Oaks is now for sale with a 90 day delayed close with NO leaseback. The home is situated on a large water to preserve view homesite. This home has it all, 4 bedrooms, 5 baths, insulated 3 car split garage, downstairs recreation room, upstairs bonus and loft, study and formal dining room. Every designer detail you could imagine including a spectacular lighting package and wood flooring. The entry is flanked with the dining & study, all have tray ceilings with tongue and groove inserts. A stunning water view from the front entry through the huge 16' slider. The gorgeous kitchen has a pot filler, large 36' gas range, Thermador refrigerator, double oven, wall microwave, farm sink, massive pantry AND butler's pantry and designer wood vent. The large mud bench is opposite the oversized laundry with ample cabinets, counter space and a sink. The owner suite with sitting room has a beautiful view and a spa bath with free standing tub.

Cost to own

Mortgage calculator

Home Price

$1,599,900

Down Payment: 20%

$319,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$8,132

Principal & Interest: $8,132

Est. Taxes & Insurance: $2,033

Estimated Total Monthly

$10,165

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$8,515

Property taxesest. at asking price, St. Johns County$2,129

HOAbilled annually$154

Estimated total, before insurance$10,798/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $740,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,036,552	$1,036,552	—
2024	$1,031,507	$960,507	—
2023	$140,000	$140,000	—
2022	$39,200	$39,200	—

2025 property taxes (current owner): $14,295/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 22, 2026Listed$1,599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,599,900

Price / Sq Ft$401

Bedrooms5

Bathrooms5.00

Full Baths5

Square Footage3,991

Acres0.26 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

HighTocoi Creek

Community Information

Address37 Courtney Oaks Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionCourtney Oaks

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,325.6 sq ft

Parcel Number0103620070

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s)

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater

HeatingElectric

CoolingCentral Air, Electric, Multi Units, Zoned

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas, Outside

# of Stories2

LevelsTwo

LaundryLower Level, Sink

SecuritySecurity Gate