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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·145 days on market·Twenty Mile Village

473 Parkbluff Circle

Ponte Vedra, FL 32081

$1,050,000$327/sqftEst. $5,816/moMLS# 2146663
4
Beds
3.5
Baths
3,211
Sq Ft
2019
Built
2
Garage
No
Pool

9 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

FEMA Zone XHOA $87/mo6,970 sqft lotWaterfrontSingle Family Residence2 stories

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About this home

Twenty Mile Village

Stunning Lake View home with the best Sunsets that shows better than a Model! This home is for the buyer that appreciates all the high end design finishes, lighting, faux beams, wet bar, custom laundry room, Custom trim work, expanded Screened porch, and loves to entertain! Plenty of room for a Pool and Fenced in Backyard! Every detail has been upgraded and designed to live in Luxury and enjoy the Nocatee lifestyle in this Twenty Mile 4 Bedroom, 3.5 Bath, Plus Loft space! The Gourmet kitchen has Quartz countertops, marble backsplash, natural gas cooking! LVP Flooring throughout the downstairs, wood steps, smooth walls! The Primary bedroom suite, has 2 walk in closets with a Spa Like Bathroom and Soaking tub. The 2 car garage includes a 10' bump for extra storage and expanded paver driveway. Come see all the Gorgeous Upgrades in this completely Move in Ready home! Complete list of upgrades in documents.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,816
Property taxesest. at asking price, St. Johns County$1,397
HOAbilled annually$87
Estimated total, before insurance$7,300/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,721/yr · $1,060/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,816
Principal & Interest: $5,816
Property taxes (est.): $1,397
Insurance (est.): $700
Estimated Total Monthly
$7,913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $959,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$810,434$759,712—
2024$813,100$763,100—
2023$800,722$461,259—
2022$665,677$446,368—
2021$481,911$431,911—
2020$430,332$430,332—

2025 property taxes (current owner): $12,721/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 22, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $333/sq ft; this home is listed at $327/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.3
592 Outlook Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,025,000$3044/3.53,376160.4
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.4
635 Outlook Drive, Ponte Vedra, FL 32081Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,160,000$2965/43,9131200.5
660 Outlook Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,500,000$3825/43,92620.5
279 Quail Vista Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCAug 2026$996,117$3184/3.53,12870.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$327
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,211
Acres0.16 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address473 Parkbluff Circle, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0680630940

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 22, 2026
Days on Market136
HOA Fees$1,047 / Annually
HOA FrequencyAnnually
HOA NameThe Settlment at Twenty Mile HOA
Tax Amount$12,720.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines