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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active Under Contract

Active Under Contract·5 days on market

5155 Stephen Colee Road

St. Augustine, FL 32092

$1,750,000$712/sqftEst. $9,693/moMLS# 2139734
3
Beds
2
Baths
2,458
Sq Ft
1933
Built
2
Garage
No
Pool
FEMA Zone XNo HOA19.86 acresSingle Family Residence1 story

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About this home

St. Augustine

Bring the horses to this turnkey equestrian's dream! A charming home and 6-stall horse barn w/ apartment on nearly 20 acres of high & dry property. Located in a desirable area of St. Johns County, enjoy the peace & quiet of farm living while being minutes away from shopping & dining. The home has been well maintained, with a split floor plan and beautifully remodeled kitchen. The screened-in porch creates a peaceful spot to enjoy your morning coffee. The thoughtfully designed barn includes separate tack & feed rooms, automatic waterers, walk out paddocks, a wash rack, and a half bathroom. The whole property is fenced and cross-fenced, and has an additional storage building. For those needing a place for guests, care-takers, or multi-generational living, the barn has a one bedroom apartment. On slow weekends, enjoy fishing in your stocked pond or unwind with a book under the gazebo. If you've been looking to live the farm life, this is a must see!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,693
Property taxesest. at asking price, St. Johns County$2,329
Estimated total, before insurance$12,022/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,088/yr · $674/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,750,000
$350,000
Loan Term
Monthly Payment
$9,693
Principal & Interest: $9,693
Property taxes (est.): $2,329
Insurance (est.): $1,167
Estimated Total Monthly
$13,189
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 1933)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,008,623$538,964—
2025$63,875$63,875▲ $4,081
2024$960,854$523,067—
2024$58,532$58,532▲ $3,308
2023$694,551$506,376—
2023$60,675$6,806—
2022$653,375$490,171—
2022$58,746$5,880—
2021$544,310$474,438▲ $962
2021$47,000$4,981▲ $3,628
2020$537,805$459,385—
2020$42,201$4,568—

2025 property taxes (current owner): $8,088/yr

Estimated taxes if purchased at asking price: ~$27,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Active Under Contract$1,750,000
  • Oct 11, 2026Withdrawn$1,750,000
  • Sep 5, 2026Active Under Contract$1,750,000
  • Jul 28, 2026Price change$1,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $712/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
760 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$425,000$2164/2.51,968850.7
754 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$460,000$2104/2.52,190850.7
627 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$475,000$1905/32,500550.7
744 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$515,000$2064/32,500680.8
165 Bluegrass Way, St. Augustine, FL 32092Listed by FLUID REALTY, LLC.Sep 2026$469,000$1874/32,503760.8
708 Farmfield Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$467,500$2134/2.52,190280.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,750,000
Price / Sq Ft$712
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,458
Acres19.86 acres
Year Built1933
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address5155 Stephen Colee Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionMetes & Bounds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size865,101.6 sq ft
Parcel Number0295200000

Amenities

UtilitiesElectricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther, Garage, RV Access/Parking
ViewPond

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingAttic Fan, Central Air, Wall/Window Unit(s)
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Lot DescriptionAgricultural, Cleared, Farm
Patio / PorchPorch, Screened
FencingFenced, Cross Fenced
RoofShingle
ConstructionFrame
Other StructuresBarn(s), Gazebo, Shed(s), Stable(s), Other

Additional Information

Date ListedOctober 12, 2026
Days on Market132
Tax Amount$8,088.41
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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