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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fairfield, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Sep 4, 2026·65 days on market·Recent sales in Fairfield·Fairfield

113 Osprey Ridge Way

Ponte Vedra Beach, FL 32082

$875,000sold priceListed at $899,000 · 97.3% of asking$421/sqftMLS# 2146325
4
Beds
2
Baths
2,079
Sq Ft
1990
Built
2
Garage
Yes
Pool

9 more homes for sale in Fairfield →Search Fairfield on the map

FEMA Zone XHOA $145/mo0.44 acresWaterfrontSingle Family Residence1 story

About this home

Fairfield

Welcome to 113 Osprey Ridge Way in the sought-after Fairfield community of Ponte Vedra Beach. Nestled on a private lot overlooking a pond and wooded preserve, this beautifully maintained pool home offers the perfect blend of privacy, comfort, and outdoor living. Enjoy peaceful views from the screened lanai, spend afternoons by the pool, and unwind in your own backyard retreat. Fairfield residents enjoy an exceptional amenity package including two pools, a clubhouse, fitness center, tennis and pickleball courts, basketball courts, playground, walking trails, and complimentary RV and boat storage. Conveniently located just minutes from the beach, shopping, dining, and top-rated St. Johns County schools, this home offers the best of the Ponte Vedra Beach lifestyle. Don't miss the opportunity to make this private oasis your own.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,847
Property taxesest. at asking price, St. Johns County$1,164
HOAbilled quarterly$145
Estimated total, before insurance$6,156/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,362/yr · $780/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$875,000
$175,000
Loan Term
Monthly Payment
$4,847
Principal & Interest: $4,847
Property taxes (est.): $1,164
Insurance (est.): $583
Estimated Total Monthly
$6,594
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,400 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $825,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$709,078$658,356—
2024$698,474$645,369—
2023$675,116$625,116—
2022$530,868$182,230—
2021$387,735$175,466—
2020$366,680$172,353—

2025 property taxes (current owner): $9,362/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$899,000
  • Aug 3, 2026Active Under Contract$899,000
  • Jul 16, 2026Price change$899,000−$25,000
  • May 28, 2026Listed$924,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $378/sq ft; this home is listed at $432/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$855,000$3784/32,259340.3
100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$759,500$3863/21,96980.3
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.4
108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$690,000$3134/32,2081190.4
42 Village Walk Drive, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$1,000,000$4613/22,16760.5
108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$840,000$3773/22,229930.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$432
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,079
Acres0.44 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionFairfield
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,166.4 sq ft
Parcel Number0663100100

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Playground, RV/Boat Storage, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesSewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchPatio, Screened
RoofShingle
ConstructionBrick, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2026
Days on Market65
HOA Fees$434 / Quarterly
HOA FrequencyQuarterly
Tax Amount$9,362.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: MARSH LANDING REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fairfield

Fairfield is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Fairfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines