This home is in Fairfield, Ponte Vedra Beach.
Active·48 days on market·Fairfield
113 Osprey Ridge Way
Ponte Vedra Beach, FL 32082
About this home
Fairfield
Welcome to 113 Osprey Ridge Way in the sought-after Fairfield community of Ponte Vedra Beach. Nestled on a private lot overlooking a pond and wooded preserve, this beautifully maintained pool home offers the perfect blend of privacy, comfort, and outdoor living. Enjoy peaceful views from the screened lanai, spend afternoons by the pool, and unwind in your own backyard retreat. Fairfield residents enjoy an exceptional amenity package including multiple pools, a clubhouse, fitness center, tennis and pickleball courts, basketball courts, playgrounds, walking trails, and complimentary RV and boat storage. Conveniently located just minutes from the beach, shopping, dining, and top-rated St. Johns County schools, this home offers the best of the Ponte Vedra Beach lifestyle. Don't miss the opportunity to make this private oasis your own.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $825,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $709,078 | $658,356 | — |
| 2024 | $698,474 | $645,369 | — |
| 2023 | $675,116 | $625,116 | — |
| 2022 | $530,868 | $182,230 | — |
| 2021 | $387,735 | $175,466 | — |
| 2020 | $366,680 | $172,353 | — |
2025 property taxes (current owner): $9,362/yr
Estimated taxes if purchased at asking price: ~$14,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,400 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 28, 2026Listed$924,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Fairfield
Fairfield is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Fairfield homes for sale →Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines