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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Quail Ridge Farms, Ponte Vedra a pool home in St. Johns County.

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Active·45 days on market·Quail Ridge Farms

10601 Quail Ridge Drive

Ponte Vedra, FL 32081

$2,850,000$757/sqftEst. $14,652/moMLS# 2155541
4
Beds
3
Baths
3,767
Sq Ft
1992
Built
3
Garage
Yes
Pool

About this home

Quail Ridge Farms

Discover your dream home in the gated community of Quail Ridge Farms. This stunning modern farmhouse (completed renovation 2025) sits on nearly 3 acres of private land, offering the perfect blend of modern convenience and sustainable living. Zoned to accommodate horses and other animals, the upgrades made during new ownership allows you to live 99% off the grid. It features 40 new sil fab (owned) solar panels, 4 Tesla GEN 3 power walls, new impact glass windows, doors and garage doors (better than hurricane rated), 1000 gal owned propane tank, new artisan well that irrigates the entire property, new water softener (owned) with triple filtration system, elegant and timeless furnishings throughout the home by Mrs Howard's interiors, new Bahia sodding on the entire property, newly restored salt water pool and spa, new enclosure, reflection pond with new bridge, car wash station with no spot rinse. Unique property and home for the those that value quality and convenience. All details are

Cost to own

Mortgage calculator

$2,850,000
$570,000
Loan Term
Monthly Payment
$14,652
Principal & Interest: $14,652
Property taxes (est.): $3,792
Insurance (est.): $1,900
Estimated Total Monthly
$20,344
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$14,652
Property taxesest. at asking price, St. Johns County$3,792
HOAbilled quarterly$142
Estimated total, before insurance$18,586/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,171/yr · $1,264/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,148,536$1,148,536
2024$1,107,645$380,454
2023$1,099,834$367,771
2022$991,377$355,457
2021$617,084$343,502
2020$529,464$338,000

2025 property taxes (current owner): $15,171/yr

Estimated taxes if purchased at asking price: ~$45,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 16, 2026Listed$2,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,850,000
Price / Sq Ft$757
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,767
Total Structure Area5,116 sq ft
Acres2.84 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesNorthwest

School Information

Community Information

Address10601 Quail Ridge Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionQuail Ridge Farms
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size123,710.4 sq ft
Parcel Number0238710010

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePrivate
Green / EnergyDoors, Insulation, Windows
ParkingAttached, Circular Driveway, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking
ViewPond, Pool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Zoned
CoolingCentral Air, Zoned, Other
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesImpact Windows, Outdoor Shower
Lot DescriptionAgricultural, Farm, Sprinklers In Front, Sprinklers In Rear, Other
Patio / PorchCovered, Deck, Front Porch, Screened, Side Porch, Wrap Around
RoofShingle
ConstructionBrick

Additional Information

Date ListedJuly 16, 2026
Days on Market42
HOA Fees$425 / Quarterly
HOA FrequencyQuarterly
HOA NameBanning Management
Tax Amount$15,171
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Quail Ridge Farms

Quail Ridge Farms is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Quail Ridge Farms homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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