Madeira Homes For Sale, St. Augustine

This is an important question at Madeira because the answer is split. Only about 48% of the community sits in low-risk FEMA Flood Zone X. The remaining homes — largely the waterfront residences — fall in higher-risk AE or VE zones, where flood insurance is federally required for financed homes. Roughly half the community needs a flood policy and half does not. Before buying any specific home, get its exact flood determination so you can budget accurately.

Madeira is part of the St. Johns County School District. Based on current data, the community is served by Ketterlinus Elementary School, Sebastian Middle School, and St. Augustine High School. Attendance zones can change over time, so confirm current assignments with the district before you purchase.

Madeira is an upscale community, with homes ranging from about $549,000 to more than $1.6 million and a median price near $948,000. Floor plans run roughly 1,797 to 4,080 square feet with three to five bedrooms. Waterfront homes command a premium within that range. Pricing depends on lot, plan, and available inventory, so request the current quote sheet for an accurate figure.

Most master-planned communities in St. Johns County carry both a homeowners association (HOA) fee and a Community Development District (CDD) assessment, which is billed with your annual property taxes to fund infrastructure and amenities. As a gated, amenity-oriented community, Madeira is likely to carry both. Confirm the exact current HOA dues and CDD assessment directly, since these figures vary and can change over time.

Yes. Madeira is an actively building, gated new-construction community, with homes built between 2023 and 2026. All residences are single-family homes, and buying new means modern floor plans, current building standards, and builder warranties. Remember that the builder's on-site agent represents the builder — you can have your own REALTOR represent your interests, typically at no cost to you since the commission is usually builder-paid.

There’s no automated estimate on this site, on purpose — algorithms average a zip code, and your value turns on the specifics an average can’t see: condition, position, and what the last few Madeira sales actually closed for. Every new listing and MLS-recorded sale in Madeira surfaces on this page as it happens, so following it is the simplest way to watch your comp set move. When you want a real number, Krista prepares it personally against Madeira’s own sales — no algorithm guesses, no obligation.

It depends on the market you list into, not the market you read about — and this page tracks Madeira’s pace the honest way, from live MLS activity rather than a static average. The market snapshot above reflects what’s actually happening here right now, and it shifts: the answer in a tight-inventory spring is different from a heavy-inventory fall. Before we ever set a price or a timeline, I read Madeira’s current pace — days on market, how recent sales closed against their list prices, and what your home’s specific competition looks like the week we launch.

A few lines beyond the obvious ones. In Madeira, plan on: the commission you and Krista agree on, Florida’s documentary stamp tax on the deed, title and closing charges per local custom, the association’s estoppel letter — and because this community carries a district assessment, the CDD line is prorated at closing and must be disclosed to your buyer, which is a paperwork step, not a penalty. Priced and disclosed correctly, it never kills a deal; handled sloppily, it stalls one. Krista runs the full seller’s net sheet against Madeira’s actual cost structure before you commit to a number.