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This home is in Ponte Vedra Beach a pool home in Ponte Vedra Beach.

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Active

Active·2 days on market

126 Nandina Circle

Ponte Vedra Beach, FL 32082

$1,475,000$500/sqftEst. $7,575/moMLS# 2160903
4
Beds
2
Baths
2,948
Sq Ft
1985
Built
2
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Nestled within the prestigious TPC Sawgrass, 126 Nandina Lane is a must see! Sitting on a large, private lot this property features a sparkling pool with beautiful water views. Privacy galore with no one behind you!!! Inside, the home is filled with abundant natural light with vaulted ceilings and showcases warm wood floors throughout the living spaces. The beautifully updated kitchen features updated marble countertops, a Wolf cooktop, and loads of storage with huge walk in pantry. Expansive floor to ceiling windows create a view from every room. Enjoy effortless indoor-outdoor living with a spacious screened-in porch featuring a summer kitchen, while the extended paver patio and inviting fire pit provide the perfect setting to relax, entertain, and take in the beautiful water views. Primary bedroom located on the second floor has a private balcony with unbelievable views! The walk in closet and expansive master bath allow for plenty of space to move around freely. This well

Cost to own

Mortgage calculator

$1,475,000
$295,000
Loan Term
Monthly Payment
$7,575
Principal & Interest: $7,575
Property taxes (est.): $1,963
Insurance (est.): $983
Estimated Total Monthly
$10,521
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$7,575
Property taxesest. at asking price, St. Johns County$1,963
HOAbilled quarterly$253
Estimated total, before insurance$9,791/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,460/yr · $288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,460/yr

Estimated taxes if purchased at asking price: ~$23,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 19, 2026Listed$1,475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,475,000
Price / Sq Ft$500
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,948
Acres0.44 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
Gated CommunityYes

Community Information

Address126 Nandina Circle, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionWater Oak
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size19,166.4 sq ft
Parcel Number0622850260

Amenities

AmenitiesPool, Basketball Court, Gated, Jogging Path, Playground
UtilitiesCable Connected
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor
HeatingCentral
CoolingCentral Air
FlooringStone, Wood
# of Stories2

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Patio / PorchPorch, Rear Porch, Screened

Additional Information

Date ListedAugust 20, 2026
Days on Market0
HOA Fees$760 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,460.25
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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