This home is in The Island at Twenty Mile, Ponte Vedra — a home near Allen D. Nease High School.
Active·164 days on market·The Island at Twenty Mile
818 Outlook Drive
Ponte Vedra, FL 32081
About this home
The Island at Twenty Mile
The Outlook in Twenty Mile! This 2 story, 5 bed, 4 bath is located on a quiet cul-de-sac. Private lanai w/beautifully tiled salt water pool and spa, natural gas, water and electric ready for kitchen, palm trees, fenced in yard is great for pets and children. On the ground floor you will find a junior suite separate from the main living area with lake views and full en suite bathroom. A large den(14x11) with french doors and two walk in closets can be used as an additional bedroom, dining room, walk in butler's pantry, eat in kitchen, full bathroom and laundry room with drop zone. Retreat to your quiet second floor primary suite with unobstructed views of the preserve, a gorgeous expansive bathroom complete with soaker tub and frameless shower as well as two walk in closets. A large loft space, 2 more spacious bedrooms and the 4th full bathroom w/ double vanity. Electric panel wired for EV and generator
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $1,327,500 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,000,878 | $934,618 | — |
| 2024 | $957,570 | $907,570 | — |
| 2023 | $892,396 | $490,227 | — |
| 2022 | $779,978 | $474,492 | — |
| 2021 | $503,731 | $406,765 | — |
| 2020 | $471,524 | $400,459 | — |
2025 property taxes (current owner): $15,414/yr
Estimated taxes if purchased at asking price: ~$19,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Mar 19, 2026Listed$1,244,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About The Island at Twenty Mile
The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all The Island at Twenty Mile homes for sale →Listing Courtesy of: WEICHERT REALTORS COASTAL CITY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines