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This home is in Settlers Landing, Ponte Vedra.

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Active·17 days on market·Settlers Landing

147 Potters Mill Trail

Ponte Vedra, FL 32081

$1,050,000$335/sqftEst. $5,816/moMLS# 2135680
↓ $100,000 below original list
5
Beds
4
Baths
3,139
Sq Ft
2022
Built
3
Garage
No
Pool

8 more homes for sale in Settlers Landing →Search Settlers Landing on the map

FEMA Zone XHOA $58/mo8,276 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Settlers Landing

Welcome to 147 Potters Mill, Pond Views, Prime Location & Effortless Living in Nocatee Nestled in the sought-after Settlers Landing neighborhood, this stunning Providence Homes Ellaville floor plan delivers the perfect balance of style, space, and serene surroundings, complete with a breathtaking pond view right in your backyard. The open-concept design is made for modern living, with expansive living areas that flow naturally into the chef-inspired kitchen and dining space. Oversized windows flood the home with natural light while framing tranquil water views that make every day feel like a retreat. Flexible living spaces adapt effortlessly to your lifestyle, whether you need a dedicated home office, guest suite, or room to grow. Outside, your private backyard oasis overlooks a peaceful pond, the perfect setting for morning coffee, weekend entertaining, or simply unwinding after a long day. Outdoor living this serene is rarely found at this address.

Next steps in Settlers Landing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,816
Property taxesest. at asking price, St. Johns County$1,397
HOAbilled annually$58
Estimated total, before insurance$7,272/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,591/yr · $1,299/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,816
Principal & Interest: $5,816
Property taxes (est.): $1,397
Insurance (est.): $700
Estimated Total Monthly
$7,913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $964,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$958,305$952,520—
2024$865,927$865,927—
2023$787,630$787,630—
2022$112,000$112,000▼ $39,200

2025 property taxes (current owner): $15,591/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Price change$1,050,000−$25,000
  • Sep 28, 2026Price change$1,075,000−$24,000
  • Sep 11, 2026Price change$1,099,000−$26,000
  • Jul 23, 2026Price change$1,125,000−$25,000
  • Mar 26, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $335/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.2
337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,160,000$3614/3.53,21590.2
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.3
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.3
470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPSep 2026$1,515,000$4295/4.53,53410.7
112 Barrier Reef Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYOct 2026$1,500,000$3904/43,8443170.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$335
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,139
Acres0.19 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address147 Potters Mill Trail, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSettlers Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0704950110

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Sink

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 28, 2026
Days on Market203
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$15,590.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines