This home is in Old Ponte Vedra Bch, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·120 days on market·Old Ponte Vedra Bch

177 San Juan Drive

Ponte Vedra Beach, FL 32082

$3,995,000$1146/sqftEst. $21,263/moMLS# 2134650

Beds

Baths

3,487

Sq Ft

1955

Built

Garage

Pool

About this home

Old Ponte Vedra Bch

ASSUMABLE LOAN- 2.375% Ask listing agent for details! Enjoy breathtaking water views from nearly every room in this beautiful lagoon front home in the heart of Old Ponte Vedra Beach! Just a short walk or bike ride to the Ponte Vedra Inn & Club, championship golf, and the beach, the location offers the perfect blend of an opulent coastal lifestyle and everyday convenience. Inside, light filled living spaces create a bright and inviting atmosphere, enhanced by new luxury vinyl plank flooring, board and batten ceiling detail with beams, a cozy electric fireplace, and expansive windows that frame stunning views of Lake Ponte Vedra. The open concept layout seamlessly connects the living area to the kitchen, creating an ideal setting for both everyday living and effortless entertaining. The spacious kitchen is thoughtfully designed with stainless steel appliances, including a Sub-Zero refrigerator, a 100 bottle Sub- Zero wine cooler, an induction cooktop, generous

Cost to own

Mortgage calculator

Home Price

$3,995,000

Down Payment: 20%

$799,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$20,306

Principal & Interest: $20,306

Est. Taxes & Insurance: $5,077

Estimated Total Monthly

$25,383

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$21,263

Property taxesest. at asking price, St. Johns County$5,316

Estimated total, before insurance$26,579/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $82,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$2,776,098	$2,725,376	—
2025	$184,689	$178,339	▲ $22,964
2024	$2,611,266	$2,154,087	—
2024	$162,127	$162,127	▲ $23,589
2023	$2,451,824	$2,089,890	—
2023	$143,560	$143,560	▲ $39,649
2022	$2,066,268	$2,016,268	—
2022	$91,757	$41,846	▲ $21,464
2021	$1,583,898	$762,949	—
2021	$59,013	$38,042	—
2020	$1,420,150	$751,725	—
2020	$52,965	$34,584	▲ $15,113

2025 property taxes (current owner): $37,874/yr

Estimated taxes if purchased at asking price: ~$63,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 13, 2026Active Under Contract$3,995,000
Mar 18, 2026Listed$3,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,995,000

Price / Sq Ft$1,146

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,487

Acres0.28 acres

Year Built1955

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Traditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address177 San Juan Drive, Ponte Vedra Beach, FL 32082

Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd

SubdivisionOld Ponte Vedra Bch

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size12,196.8 sq ft

Parcel Number0581300000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Waterfront TypeLagoon, Lake Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units, Wall/Window Unit(s)

FlooringTile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryLower Level, Upper Level

Window FeaturesSkylight(s)

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)