This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.
Active·152 days on market·Coastal Oaks
478 Old Bluff Drive
Ponte Vedra, FL 32081
15 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
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About this home
Coastal Oaks
Welcome to your HOME SWEET HOME WITH A VISTA! Located in the exclusive gated community of Coastal Oaks within Nocatee, this impeccably maintained estate offers luxury living with NO CDD fee and breathtaking water-to-preserve views on a sprawling .38-acre homesite Designed with exceptional craftsmanship and over 4,200 square feet of living space, this stunning home features soaring 12-foot ceilings, rich wood floors, exquisite moldings, beautiful custom cabinetry, California Closets, and abundant storage throughout. The chef's kitchen is a dream with KitchenAid appliances, a 6-burner natural gas cooktop, oversized prep areas, and a breakfast nook overlooking the spectacular pool and serene water vista The thoughtfully designed floor plan offers 3 bedrooms and 3.5 baths on the main level, including a private office, elegant formal dining room, and formal living room with fireplace and wine cooler. The spacious great room seamlessly connects to the kitchen, creating the perfect space
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,330,679 | $747,226 | — |
| 2024 | $1,283,305 | $725,460 | — |
| 2023 | $1,195,641 | $702,874 | — |
| 2022 | $990,886 | $680,946 | — |
| 2021 | $762,037 | $659,656 | — |
| 2020 | $699,858 | $649,858 | — |
2025 property taxes (current owner): $11,425/yr
Estimated taxes if purchased at asking price: ~$26,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- May 15, 2026Listed$1,675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $399/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $1,740,000 | $413 | 5/4 | 4,211 | 65 | 0.2 |
| 243 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $1,302,000 | $387 | 4/3.5 | 3,362 | 4 | 0.2 |
| 281 Pelican Pointe Road, Ponte Vedra, FL 32081Listed by POINT PROPERTIES | Aug 2026 | $719,000 | $236 | 4/3 | 3,041 | 67 | 0.5 |
| 256 Myrtle Brook Bend, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $865,000 | $257 | 5/4 | 3,366 | 10 | 0.6 |
| 155 Bermuda Greens Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $1,500,000 | $350 | 5/4 | 4,289 | 4 | 0.8 |
| 16 Perico Bay Court, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,100,000 | $352 | 4/3.5 | 3,125 | 24 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
More homes in Coastal Oaks
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For Sale32 Palm Island WayPonte Vedra, FL 32081
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For Sale48 Marsala StreetPonte Vedra, FL 32081
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines