This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
Active·180 days on market·The Plantation
148 Laurel Lane
Ponte Vedra Beach, FL 32082
18 more homes for sale in The Plantation →Search The Plantation on the map
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About this home
The Plantation
UPDATE: UP TO 100% OF INITIATION FEE PAID BY SELLER! RARE LOT IN THE PLANTATION: ONE OF ~25 LOTS ON THE ''BIG LAKE''! ---THE RESIDENCE: A masterfully reimagined 1-story residence featuring a multi-phase structural transformation. Reconfigured to maximize light, the home is anchored by 10-15ft ceilings, 8ft doors, and massive sliders opening to a screened pool. ---THE VIEW: Situated on one of ~25 premier lakefront lots, offering one of the rarest luxuries in 32082: total serenity and ''Big Water'' views. ---INTERIOR: Stunning wood floors, designer kitchen, and 3.5 renewed baths with premium finishes. All bedrooms feature ensuite baths. ---LIFESTYLE: Immediate membership to newly remodeled oceanfront Beach House, Arnold Palmer Signature Golf, Tennis, Pickleball, and newly remodeled Clubhouse. 24-hour gated security. A rare, turnkey retreat capturing Florida's natural landscape. ---BONUS: Extra 185 sqf of conditioned/decked storage above garage (PDS)
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete, Tile — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,074,562 | $531,324 | — |
| 2024 | $887,449 | $515,642 | — |
| 2023 | $851,307 | $499,167 | — |
| 2022 | $855,333 | $483,172 | — |
| 2021 | $503,427 | $453,427 | — |
| 2020 | $485,789 | $485,789 | — |
2025 property taxes (current owner): $7,652/yr
Estimated taxes if purchased at asking price: ~$32,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 23, 2026Price change$2,039,000−$5,000
- Aug 4, 2026Price change$2,044,000−$5,000
- Apr 18, 2026Listed$2,049,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $478/sq ft; this home is listed at $719/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Oct 2026 | $1,400,000 | $554 | 3/3 | 2,526 | 36 | 0.2 |
| 116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATE | Oct 2026 | $1,800,000 | $537 | 4/3 | 3,355 | 15 | 0.4 |
| 104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $768,000 | $293 | 4/2.5 | 2,617 | 159 | 0.4 |
| 108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED | Jul 2026 | $690,000 | $313 | 4/3 | 2,208 | 119 | 0.5 |
| 181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $1,600,000 | $478 | 4/4 | 3,347 | 7 | 0.6 |
| 117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | Sep 2026 | $880,000 | $303 | 4/2.5 | 2,906 | 131 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all The Plantation homes for sale →Keep looking
More homes in The Plantation
For Sale105 Laurel WayPonte Vedra Beach, FL 32082
4 bd · 3.5 ba · 3,231 sq ft
$1,875,000Est. $9,980/moMove right in and begin enjoying the exceptional lifestyle offered at The Plantation. Perfectly designed for both…
Listing Office: ponte vedra coastal realty, inc.
For Sale118 Regents PlacePonte Vedra Beach, FL 32082
4 bd · 4 ba · 4,171 sq ft
$2,250,000Est. $11,975/moTucked away on a quiet cul-de-sac in the beautiful gated golf community of The Plantation at Ponte Vedra, this concrete…
Listing Office: ponte vedra club realty, inc.
For Sale124 Haverhill DrivePonte Vedra Beach, FL 32082
5 bd · 4 ba · 3,932 sq ft
$1,799,000Est. $9,575/moThis estate presents an exceptional opportunity within the prestigious gates of The Plantation. Privately positioned…
Listing Office: ponte vedra coastal realty, inc.
For Sale109 Laurel CourtPonte Vedra Beach, FL 32082
3 bd · 4 ba · 3,679 sq ft
$1,789,000Est. $9,522/moTucked away on a quiet cul-de-sac in the beautiful gated golf community of The Plantation at Ponte Vedra, this timeless…
Listing Office: ponte vedra club realty, inc.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines