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This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Active

Active·89 days on market·Riverwood

248 Canopy Oak Lane

Ponte Vedra, FL 32081

$875,000$266/sqftEst. $4,498/moMLS# 2148187

Beds

Baths

3,295

Sq Ft

2015

Built

Garage

Pool

About this home

Riverwood

Experience resort style living in this premier residence located within the exclusive 55+ community, Del Webb Ponte Vedra. This elegant former model home is located on a quiet cul de sac backing to preserve and water views. Inside, pale wood floors flow throughout and expansive windows overlook the pond and fountain. The stunning chef's kitchen featuring a large island & marble backsplash opens to the formal dining room and family room. A spacious downstairs master offers water views and has a spa worthy en suite. An additional downstairs guest suite and den ensures there is plenty of room for family and friends and the pavered, screened lanai is the perfect spot to unwind or enjoy the game. Upstairs, a bonus room, bedroom and en-suite offers both privacy and convenience for guests or extended family. Meticulously maintained with a NEW ROOF, Water Softener, New AC & Surround Sound. 3 CAR Garage! Steps to Anastasia Club with unmatched amenities including indoor & outdoor pools & spa

Cost to own

Mortgage calculator

Home Price

$875,000

Down Payment: 20%

$175,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,498

Principal & Interest: $4,498

Property taxes (est.): $1,164

Insurance (est.): $583

Estimated Total Monthly

$6,246

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,498

Property taxesest. at asking price, St. Johns County$1,164

HOAbilled monthly$245

Estimated total, before insurance$5,908/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,685/yr · $474/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$733,112	$197,768	—
2024	$761,718	$191,346	—
2023	$768,184	$184,171	—
2022	$711,135	$182,205	—
2021	$612,117	$175,442	—
2020	$568,761	$172,329	—

2025 property taxes (current owner): $5,685/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 22, 2026Price change$875,000−$110,000
Jun 1, 2026Listed$985,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$875,000

Price / Sq Ft$266

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,295

Acres0.28 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address248 Canopy Oak Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size12,196.8 sq ft

Lot Dimensions52x117x130x115

Parcel Number0722470070

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Wood

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level

Security24 Hour Security, Gated with Guard, Security Gate, Security System Owned

Spa FeaturesHeated, Community