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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Addison Park, Ponte Vedra — a pool home in Nocatee.

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Active

Active·136 days on market·Addison Park

431 Park Lake Drive

Ponte Vedra, FL 32081

$899,000$312/sqftEst. $4,940/mo mortgageMLS# 2150248
↓ $46,000 below original list
5
Beds
3.5
Baths
2,884
Sq Ft
2014
Built
2
Garage
Yes
Pool

3 more homes for sale in Addison Park →Search Addison Park on the map

FEMA Zone XHOA $21/mo8,712 sqft lotSingle Family Residence2 stories

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About this home

Addison Park

PRICED BELOW APPRAISAL! Step into this exceptional 5-bedroom, 3.5-bath home, offering a blend of modern luxury and comfort. Boasting over 2800 sq. ft. of living space, this home has been thoughtfully upgraded to meet the needs of today's family. The newly pavered backyard is an entertainer's dream, featuring a heated saltwater pool, bamboo for added privacy and plenty of space for outdoor dining and relaxation. A wood playground is included, ensuring fun for all ages! Inside, you'll find a spacious living area with luxury vinyl plank and tile flooring throughout. The chef-inspired kitchen, equipped with high-end appliances and an abundance of counter space, is perfect for preparing meals for family and friends. The home's new exterior doors and plantation shutters add to the stylish ambiance, while USB outlets and dimmer switches throughout bring convenience to your fingertips. The HVAC system was replaced in 2022, and the attic has been newly insulated to improve energy efficiency.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,940
Property taxesest. at asking price, St. Johns County$1,196
HOAbilled annually$21
Estimated total, before insurance$6,157/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,745/yr · $895/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,940
Principal & Interest: $4,940
Property taxes (est.): $1,196
Insurance (est.): $599
Estimated Total Monthly
$6,736
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$663,781$613,059—
2024$649,750$599,750—
2023$665,861$615,861—
2022$537,132$439,884—
2021$399,895$399,895—
2020$372,390$287,153—

2025 property taxes (current owner): $10,745/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 19, 2026Active$899,000
  • Oct 15, 2026Active Under Contract$899,000
  • Sep 8, 2026Price change$899,000−$26,000
  • Aug 10, 2026Price change$925,000−$20,000
  • Jun 12, 2026Listed$945,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $312/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
289 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$605,000$2534/32,391190.2
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35020.2
54 Willow Park Way, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$742,062$2813/32,64350.7
287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$610,000$2284/2.52,677780.8
116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$775,000$2823/32,747331.1
20 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$560,000$2423/3.52,315761.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$312
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,884
Acres0.20 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address431 Park Lake Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionLakeside At Town Center
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,712 sq ft
Parcel Number0680540040
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Spa/Hot Tub
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener
ViewLake

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
FencingBack Yard, Full, Other
RoofShingle
ConstructionComposition Siding
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market136
HOA Fees$250 / Annually
HOA FrequencyAnnually
HOA NameLakeside Homeowners Association Inc
Tax Amount$10,745.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Addison Park

Addison Park is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Addison Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines