This home is in The Plantation, Ponte Vedra Beach.

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Active

Active·187 days on market·The Plantation

160 Governors Road

Ponte Vedra Beach, FL 32082

$2,600,000$607/sqftEst. $13,838/moMLS# 2124444

Beds

Baths

4,281

Sq Ft

2000

Built

Garage

Yes

Pool

About this home

The Plantation

Set high above the landscape with sweeping, unobstructed views this beautifully renovated concrete block residence is a refined expression of coastal luxury & timeless design overlooking the 14th fairway & sparkling lagoon beyond in the prestigious Plantation. Designed for both elegance & ease, the home lives primarily on the main level where sun-filled interiors & thoughtfully curated updates create a seamless flow for everyday living & entertaining. At the heart of the home, a stunning, fully renovated kitchen offers abundant custom cabinetry, expansive counter space & an inviting entertainment bar-all opening effortlessly to a generous family room. Here, walls of windows frame long, lush golf course vistas, while a gas fireplace adds warmth &architectural charm. The owner's suite, privately positioned on the first floor, is a serene retreat complemented by a dedicated office ideal for working from home. Two additional en-suite bedrooms on the main level provide exceptional

Cost to own

Mortgage calculator

Home Price

$2,600,000

Down Payment: 20%

$520,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$13,133

Principal & Interest: $13,133

Est. Taxes & Insurance: $3,283

Estimated Total Monthly

$16,417

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$13,838

Property taxesest. at asking price, St. Johns County$3,460

HOAbilled monthly$2,022

Estimated total, before insurance$19,320/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,660,422	$792,780	—
2024	$1,565,462	$769,589	—
2023	$1,582,192	$750,572	—
2022	$1,233,151	$727,254	—
2021	$805,748	$704,616	—
2020	$794,948	$694,197	—

2025 property taxes (current owner): $11,173/yr

Estimated taxes if purchased at asking price: ~$41,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 9, 2026Listed$2,600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,600,000

Price / Sq Ft$607

Bedrooms4

Bathrooms5.00

Full Baths5

Square Footage4,281

Total Structure Area5,967 sq ft

Acres0.52 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address160 Governors Road, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size22,651.2 sq ft

Lot Dimensions110.75 x 201.18 x 110 x 208.15

Parcel Number0669076030

Amenities

AmenitiesPool, Other, Basketball Court, Beach Access, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage Door Opener

ViewGolf Course, Lake, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Washer, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Stone, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

Window FeaturesSkylight(s)

SecuritySecurity System Owned, Smoke Detector(s)

Spa FeaturesIn Ground