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This home is in Del Webb Nocatee, Ponte Vedra.

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Active·57 days on market·Del Webb Nocatee

186 Creek Pebble Drive

Ponte Vedra, FL 32081

$879,000$436/sqftEst. $4,678/moMLS# 2146191
3
Beds
2
Baths
2,017
Sq Ft
2024
Built
2
Garage
Yes
Pool

About this home

Del Webb Nocatee

Stunning POOL home in Del Webb Nocatee! Enjoy the Sunsets and Live the Life in this all one level 2 Bedroom, 2.5 Bath PLUS Flex room that can be a Den, office, or 3rd Bedroom! This home is ready to entertain overlooking the Lake view with Gorgeous Sunsets! Tons of Upgrades, expanded garage, Gourmet Kitchen, 36'' Natural Gas Cooktop, high end appliances, Quartz Countertops, wood look tile floors, no carpet, Large Laundry room. The Pool and Spa is saltwater with an Expanded View Screen upgrade, the pool settings all controlled on a convenient app for turning on the spa, water features. This home is an amazing value and everything you need to enjoy the Nocatee Lifestyle and comes with Access to the Canopy Club in Del Webb PLUS all the Nocatee Amenities and waterparks and pools! A must see !

Cost to own

Mortgage calculator

$879,000
$175,800
Loan Term
Monthly Payment
$4,468
Principal & Interest: $4,468
Est. Taxes & Insurance: $1,117
Estimated Total Monthly
$5,585
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,678
Property taxesest. at asking price, St. Johns County$1,170
HOAbilled monthly$344
Estimated total, before insurance$6,192/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $750,300 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$705,759$426,653
2024$150,000$143,000
2023$130,000$130,000

2025 property taxes (current owner): $8,514/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 20, 2026Listed$879,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$879,000
Price / Sq Ft$436
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,017
Acres0.19 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address186 Creek Pebble Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0721110410

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Spa/Hot Tub
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesHis and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup
Spa FeaturesIn Ground, Heated

Exterior

RoofShingle
Road FrontagePrivate Road

Additional Information

Date ListedMay 20, 2026
Days on Market41
HOA Fees$344 / Monthly
HOA FrequencyMonthly
HOA NameDel Webb Nocatee HOA
Tax Amount$8,513.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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