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This home is in Ponte Vedra.

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Active

Active·1 day on market

192 Legacy Crossing Drive

Ponte Vedra, FL 32081

$2,599,000$445/sqftEst. $13,252/moMLS# 2156933
5
Beds
6
Baths
5,845
Sq Ft
2016
Built
4
Garage
Yes
Pool

About this home

Ponte Vedra

Tucked away at the end of a quiet preserve cul-de-sac in The Pointe at Twenty Mile, this remarkable estate strikes a rare balance between grand architecture and comfortable everyday living. Nearly 5,900 square feet of beautifully planned space unfolds with an effortless flow, creating a home that feels equally suited for holiday celebrations, casual weekends with friends, and quiet evenings at home.A welcoming foyer framed by twin curved staircases creates an unforgettable arrival, while soaring ceilings, expansive windows, custom millwork, and carefully selected finishes fill the home with warmth, character, and natural light.The kitchen naturally becomes the heart of the home, featuring custom cabinetry, quartz countertops, premium KitchenAid appliances, double ovens, a gas cooktop, a walk-in pantry, and an oversized island overlooking the family room. Anchored by a floor-to-ceiling stone fireplace, this inviting gathering space was designed for everything from everyday meals

Cost to own

Mortgage calculator

$2,599,000
$519,800
Loan Term
Monthly Payment
$13,252
Principal & Interest: $13,252
Property taxes (est.): $3,458
Insurance (est.): $1,733
Estimated Total Monthly
$18,443
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$13,252
Property taxesest. at asking price, St. Johns County$3,458
HOAbilled annually$46
Estimated total, before insurance$16,756/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,151/yr · $1,513/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,778,329$1,112,810
2024$1,928,465$1,080,741
2023$1,921,410$1,047,807
2022$1,700,283$1,015,832
2021$1,081,518$984,788
2020$1,020,501$970,501

2025 property taxes (current owner): $18,151/yr

Estimated taxes if purchased at asking price: ~$41,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Listed$2,599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,599,000
Price / Sq Ft$445
Bedrooms5
Bathrooms6.50
Full Baths6
Half Baths1
Square Footage5,845
Acres0.34 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water
Is WaterfrontYes

School Information

Community Information

Address192 Legacy Crossing Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionPointe At Twenty Mile
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size14,810.4 sq ft
Lot Dimensions80x150x90x161x36
Parcel Number0680662710

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Water
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Security System Owned
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Fire Pit, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingOther, Full
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street, County Road

Additional Information

Date ListedJuly 24, 2026
Days on Market3
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$18,150.91
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke