This home is in Palm Valley Gardens, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Active·14 days on market·Palm Valley Gardens
140 N Roscoe Boulevard
Ponte Vedra Beach, FL 32082
5 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map
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About this home
Palm Valley Gardens
Set between the sea breeze and the sunset, this fully renovated Roscoe Boulevard retreat feels worlds away. Tucked beneath a canopy of oaks, this property captures the essence of Ponte Vedra living—where mornings begin with sunlight glimmering across the backyard pond and evenings end with golden skies over the trees. The setting feels secluded yet connected, with space to breathe and room to gather. Inside, the light-filled kitchen and family room open to sweeping views of the pool and pond, blending indoor comfort with the beauty of nature. Whether hosting friends or savoring quiet mornings, every moment here feels like home. Updates include a new roof (2021), Pella windows and doors, engineered white oak wood floors, and new pool equipment . The home spans 4,395 square feet with six bedrooms, four-and-a-half baths, and a four-car garage on 2.5 acres of privacy. Primary bedroom on the first floor. Chef's kitchen with Wolf appliances and Sub-Zero refrigerator.
Next steps in Palm Valley Gardens
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,577 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $330,000 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,086,867 | $1,017,344 | — |
| 2025 | $306,068 | $240,290 | — |
| 2024 | $1,814,990 | $987,965 | — |
| 2024 | $282,811 | $232,811 | — |
| 2023 | $1,714,040 | $957,733 | — |
| 2023 | $283,487 | $283,487 | ▲ $13,500 |
| 2022 | $1,401,009 | $928,382 | — |
| 2022 | $262,310 | $56,502 | ▲ $27,000 |
| 2021 | $1,015,702 | $915,192 | — |
| 2021 | $205,584 | $53,886 | — |
| 2020 | $967,795 | $551,060 | — |
| 2020 | $187,422 | $52,452 | — |
2024 property taxes (current owner): $12,777/yr
Estimated taxes if purchased at asking price: ~$38,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 12, 2026Price change$2,395,000−$100,000
- Apr 18, 2026Listed$2,495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $805/sq ft; this home is listed at $545/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $1,815,000 | $580 | 4/3.5 | 3,132 | 73 | 0.2 |
| 87 Roscoe Boulevard N, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $3,300,000 | $801 | 5/6 | 4,121 | 81 | 0.3 |
| 25 Valley Gardens Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,800,000 | $465 | 6/5 | 3,874 | 53 | 0.5 |
| 411 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $3,490,000 | $848 | 4/3 | 4,116 | 16 | 0.6 |
| 8049 Whisper Lake Lane W, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $4,290,000 | $805 | 5/6.5 | 5,326 | 71 | 0.7 |
| 25 N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by ATLANTIC COAST BROKERS, INC. | Jul 2026 | $5,500,000 | $1,031 | 5/5.5 | 5,336 | 8 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley Gardens
Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Palm Valley Gardens homes for sale →Keep looking
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For Sale60 Roscoe Boulevard NPalm Valley, FL 32082
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines