This home is in Oxford Estates, St. Johns — a gated community home in St. Johns County.
Active·91 days on market·Oxford Estates
304 Oxford Estates Way
St. Johns, FL 32259
About this home
Oxford Estates
Back on the market (no fault of Seller) Oxford Estates is a gated community that buyers moving up tend to stay in rather than pass through. This four-bedroom, four-bath home was built by David Weekley in 2015 and offers 3,565 square feet across two thoughtfully arranged stories, with an accent stone exterior and paver drive that set the tone before the front door opens. Step inside to a two-story family room with soaring ceilings and natural light that make it an easy room to fill holidays, game nights, Sunday morning coffee, all of it. The kitchen opens directly into that living space, keeping whoever's cooking part of the conversation rather than tucked away from it. The main-level owner's suite is a genuine retreat: hardwood floors, a spa inspired bath, and two walk in closets, positioned away from the secondary bedrooms for privacy when the house is full of guests. A dedicated office behind French doors gives remote work, homework, or hobbies their own quiet corner without
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $730,167 | $500,794 | — |
| 2024 | $699,719 | $485,973 | — |
| 2023 | $718,922 | $470,362 | — |
| 2022 | $654,508 | $455,206 | — |
| 2021 | $490,491 | $440,491 | — |
| 2020 | $434,916 | $347,067 | — |
2025 property taxes (current owner): $7,240/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,764 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 8, 2026Price change$899,900−$25,100
- Jun 17, 2026Listed$925,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Oxford Estates
Oxford Estates is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Oxford Estates homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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