Skip to main content

This home is in St. Augustine.

Photo 1 / 46
Active

Active·Listed today

5150 Scaff Road

St. Augustine, FL 32092

$1,200,000$609/sqftEst. $6,118/moMLS# 2156800
3
Beds
2
Baths
1,969
Sq Ft
1989
Built
Garage
No
Pool

About this home

St. Augustine

Welcome to a truly exceptional country estate where modern farmhouse charm, wide-open spaces, and peaceful living come together in one of the most desirable locations in St. Johns County. Nestled on 3.86 fully fenced acres in the heart of the ever-popular World Golf Village area, this beautifully updated property offers the rare opportunity to enjoy the tranquility of country living without sacrificing convenience. Just minutes from shopping, dining, championship golf, major roadways, and everyday conveniences, while located within the highly acclaimed St. Johns County School District, this remarkable property offers the perfect balance of peaceful rural living and modern accessibility. As you travel down the newly completed driveway, the pace of everyday life begins to slow. Towering trees, sprawling green lawns, and beautifully maintained grounds create a warm first impression, while the timeless farmhouse-style residence sits gracefully within the landscape. Every detail reflects

Cost to own

Mortgage calculator

$1,200,000
$240,000
Loan Term
Monthly Payment
$6,118
Principal & Interest: $6,118
Property taxes (est.): $1,597
Insurance (est.): $800
Estimated Total Monthly
$8,515
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,118
Property taxesest. at asking price, St. Johns County$1,597
Estimated total, before insurance$7,715/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,086/yr · $757/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,086/yr

Estimated taxes if purchased at asking price: ~$19,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 23, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,200,000
Price / Sq Ft$609
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,969
Acres3.86 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address5150 Scaff Road, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionAndreas Pacetti
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size168,141.6 sq ft
Parcel Number0278200000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Gated, RV Access/Parking, Other
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric, Free Standing
# of Stories1

Exterior

Exterior FeaturesFire Pit, Other
Lot DescriptionIrregular Lot, Many Trees
Patio / PorchCovered, Front Porch, Porch
RoofMetal
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJuly 23, 2026
Days on Market0
Tax Amount$9,086.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke