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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

Terra Costa Homes For Sale, Jacksonville

Gated Southside community — Jacksonville, FL

2 homes · 1 new this week · 11 sold in 12 mo at median $595,000 · updated 4 minutes ago

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Market Snapshot

As of October 27, 2026, recent MLS-recorded sales in Terra Costa show a median sold price of $595,000 across 11 MLS-recorded sales; 2 homes are currently for sale ($615,000 - $674,000).

Median Sold (12 mo, MLS)
$595,000
Avg. Days to Sell
89 days
Homes Sold (12 mo)
11
For Sale Now
2
HOA Dues
~$283/mo typical

Market stats are based on similar homes in Terra Costa, including 11 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

Closed sales

What homes in Terra Costa actually sold for

Median closed price by year from the MLS, 2024 to 2026: up 6% since 2024. 10 sales closed in 2026 at a median $283 per square foot.

$590K24$715K25$625K26$0$715K
YearSalesMedian sold$/sq ftOf askingDays on market
20247$590K$26698.9%4
202510$715K$25897.9%48
202610$625K$28398.3%68

Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price.

Every Terra Costa sale in the last 12 months, with prices →

Your beach from Terra Costa

The closest public beach accesses with parking from Terra Costa, by drive time where we have it, from the county and city beach-access maps.

  • Closest with parking

    1st Ave S

    Jacksonville Beach · about 15 min drive

    About 19 parking spaces

    Lifeguard

    Directions →
  • 6th Ave N

    Jacksonville Beach · about 17 min drive

    About 16 parking spaces

    Lifeguard

    Directions →
  • Drive on the sand

    Huguenot Memorial Park

    Huguenot & the Talbot Islands · about 9 mi away

    Parking at the access. $5 per vehicle

    Restrooms

    Beach driving on most of the shore, 5 mph, street-legal vehicles only; 4WD recommended; shorebird areas close seasonally

    Directions →

Every public beach access and its parking, on one map →

Sea turtles nest on these beaches May 1 to October 31: the season’s rules. Looking for shark teeth? What you can keep, beach by beach. Dolphins and right whales: when and where to see them.

Public accesses only, from St. Johns County, City of Jacksonville Beach, City of Fernandina Beach and Florida DEP data. Parking counts are approximate, and fees, passes and seasonal rules change; check the posted signs.

Nature near Terra Costa

The closest public trail systems and preserves (places with at least a mile of mapped trail or 500 acres), by drive time, from the state, water-district, county and National Park Service maps.

On the water

Fishing the First Coast →Every boat ramp →Every paddle launch →

Sports fields and leagues

Every youth league in St. Johns and Duval, by sport →

Every state and national park within two hours →The springs, by drive time →

Public lands only; ramps and launches from FWC’s inventory, straight-line distance. Trail miles are what the managing agency maps; hours, fees, hunting seasons and closures change, so check the agency’s page before you go.

Groceries near Terra Costa

The closest store of each big chain, by drive time, from the middle of Terra Costa.

Every big-chain grocery store in St. Johns, Duval and Nassau →

Stores holding a state retail food permit, located from each chain’s own store list. Drive times are typical, without traffic.

Terra Costa guides & reports

The Neighborhood

About Terra Costa, Jacksonville

A gated enclave of newer homes in the heart of the Southside — minutes to St. Johns Town Center, Mayo Clinic, and the beaches.

  • Community Type:
    WaterfrontGated Community
  • Property Type:
    Single Family HomesTownhomes
  • Amenities:
    Community PoolClubhousePlayground

Living Here

What It's Like to Live in Terra Costa

Day-to-day living in Terra Costa moves at a comfortable pace, with Patton Park just a short walk away and the nature trails of Castaway Island Preserve roughly two miles out — a destination worth knowing if you enjoy quiet waterside walks. Sprouts Farmers Market is about a mile away for everyday grocery runs, and Walmart Supercenter is even closer at under a mile. When you're ready to sit down for a meal, Marker 32 is about two miles away for local seafood, and 7 Brew Coffee is a quick drive for your morning routine. St. Johns Town Center — with its full mix of dining, shopping, and entertainment — is roughly four miles west, making errands and evenings out genuinely easy from this location. For healthcare, the proximity to Mayo Clinic Florida is a reassurance many residents mention — it's about three miles away.

The Homes

Terra Costa Homes & Architecture

Homes in Terra Costa were built primarily in 2018 and 2019, and the architecture carries through on the neighborhood's coastal promise — expect villa-style, traditional, craftsman, and contemporary designs that read as polished without being overdone. The inventory is a mix of single-family homes and townhomes, with living areas typically ranging from about 2,100 to just over 3,100 square feet. Most homes have three bedrooms and between two and four-and-a-half bathrooms, and common interior features include kitchen islands with breakfast bars, split bedroom layouts, walk-in closets, entrance foyers, and primary suites located on the main level. Homes in Terra Costa generally range from the low $600s to the upper $700s, and HOA fees run roughly $165 to $420 per month — worth factoring in, though there is no CDD fee.

Amenities

Terra Costa Amenities & Community Features

Terra Costa is a gated community with a resort-style pool, a children's pool, a clubhouse, a park, and a playground — amenities that make the neighborhood feel more self-contained than many comparably priced communities in Jacksonville. Grounds maintenance and trash service are included through the HOA, which keeps the streetscapes consistently tidy. It's worth noting that Terra Costa carries no CDD fee, which is a meaningful distinction for buyers comparing monthly carrying costs across gated communities in the area.

Location

Terra Costa Location & Commute

Terra Costa sits on Jacksonville's Southside, positioned conveniently between the beaches and the city's major employment and retail corridors. Neptune Beach and Jacksonville Beach are both roughly five miles east — an easy drive on a Friday afternoon. Mayo Clinic Florida is about three miles away, and St. Johns Town Center is roughly four miles west. Jacksonville International Airport is about 19 miles north, which translates to somewhere in the range of 30 to 40 minutes depending on traffic.

Schools

Schools Near Terra Costa

Terra Costa listings report Kernan Trail Elementary School, Kernan Middle School and Atlantic Coast High School, all in the Duval County Public Schools. School assignments are address-specific and change; confirm the zoning for any specific home with the district before you buy.

Krista Fracke - Broker Associate

Krista Fracke

Your Jacksonville Realtor

Now on the Market

All 2 active listings

Only 2 for sale in Terra Costa right now

These are the closest homes on the market, within a couple of miles. Follow Terra Costa above and you get an email the day something lists here.

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Questions

Frequently Asked Questions about Terra Costa

Does Terra Costa have a CDD fee?

No — Terra Costa does not carry a CDD fee, which is a meaningful distinction in the Jacksonville Southside market where many gated communities do. The community does have an HOA, with monthly fees that have generally ranged from roughly $165 to just over $400 depending on the home type. Buyers should confirm the exact fee for any specific property, as single-family homes and townhomes may fall in different ranges.

How close is Terra Costa to the beach?

Neptune Beach and Jacksonville Beach are each about five miles from Terra Costa, and Atlantic Beach is roughly five miles as well — all reachable in about 10 to 15 minutes outside of peak summer weekends. Ponte Vedra Beach is a bit farther, around six or seven miles south. For a Southside Jacksonville address, the beach access here is genuinely convenient.

What schools serve Terra Costa?

Terra Costa is zoned for Kernan Trail Elementary, Kernan Middle School, and Atlantic Coast High School within Duval County Public Schools. School boundaries can change, so prospective buyers should verify current assignments directly with the district at the time of purchase.

How much is my home in Terra Costa worth?

It depends on the comps, and Terra Costa's comps are on this page. Automated estimates are at their worst inside a single neighborhood, where lot position and condition decide the price and the model cannot see either. Follow Terra Costa here and each new listing and sale arrives as it posts, without an account wall or a sales call. A real valuation, prepared against those sales, is one message away.

How long does it take to sell a home in Terra Costa?

Faster than the county average when the price matches the comps, slower when it does not, and Terra Costa is no exception. The live snapshot on this page shows the current pace; the homes for sale below are the competition. I read both the week we launch and set the price and the timeline from them.

What does it cost to sell a home in Terra Costa?

Fewer lines than most sellers expect, and worth knowing exactly. In Terra Costa, plan on the commission you and I agree on, Florida's documentary stamp tax on the deed (70 cents per $100 of price), title and closing charges that follow local custom, the association's estoppel letter, and, where the home carries one, the community development district line, prorated at closing and disclosed to your buyer; handled correctly it is paperwork, handled late it stalls a contract. The same sale price nets differently with concessions, timing and positioning, so I run the full seller's net sheet for your home before you commit to a number.

Neighborhoods nearby: Golden Glades (0.4 mi, ~1 for sale) · Wolf Creek Condos (0.6 mi, ~6 for sale) · Vizcaya (0.7 mi) · Palermo (1.2 mi, ~1 for sale) · Crosswater@pablo Bay (1.6 mi, ~1 for sale) · Pablo Cove (1.7 mi, ~3 for sale)

Charter schools near Terra Costa

Charter schools are tuition-free public schools you apply to. There are no attendance zones, so these are the closest to Terra Costa, by straight-line distance.

Every charter school in the area, with grades and how to apply: Jacksonville charter schools. Checked against each school’s own site October 19, 2026; within 15 miles.

Thinking of selling?

What’s your Terra Costa home worth?

Terra Costa owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Terra Costa shows up here as it happens. Follow the neighborhood and the market comes to you — free, no spam, and we never sell your data. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.

Get my Terra Costa home value →

Interested in Terra Costa?

Krista has 20+ years helping buyers find homes in Northeast Florida, including Terra Costa and Jacksonville. Start your search or get personalized recommendations.

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