Terra Costa Homes For Sale, Jacksonville
Gated Southside community — Jacksonville, FL
2 homes · 1 new this week · 11 sold in 12 mo at median $595,000 · updated 4 minutes ago
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Why buyers stay
Market Snapshot
As of October 27, 2026, recent MLS-recorded sales in Terra Costa show a median sold price of $595,000 across 11 MLS-recorded sales; 2 homes are currently for sale ($615,000 - $674,000).
- Median Sold (12 mo, MLS)
- $595,000
- Avg. Days to Sell
- 89 days
- Homes Sold (12 mo)
- 11
- For Sale Now
- 2
- HOA Dues
- ~$283/mo typical
Market stats are based on similar homes in Terra Costa, including 11 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.
Terra Costa Home Values
The MLS-recorded sales above are what homes in Terra Costa actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales. See every Terra Costa sale from the last 12 months, with prices.
Closed sales
What homes in Terra Costa actually sold for
Median closed price by year from the MLS, 2024 to 2026: up 6% since 2024. 10 sales closed in 2026 at a median $283 per square foot.
| Year | Sales | Median sold | $/sq ft | Of asking | Days on market |
|---|---|---|---|---|---|
| 2024 | 7 | $590K | $266 | 98.9% | 4 |
| 2025 | 10 | $715K | $258 | 97.9% | 48 |
| 2026 | 10 | $625K | $283 | 98.3% | 68 |
Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price.
Your beach from Terra Costa
The closest public beach accesses with parking from Terra Costa, by drive time where we have it, from the county and city beach-access maps.
Closest with parking
1st Ave SJacksonville Beach · about 15 min drive
About 19 parking spaces
Lifeguard
Directions →- 6th Ave N
Jacksonville Beach · about 17 min drive
About 16 parking spaces
Lifeguard
Directions → Drive on the sand
Huguenot Memorial ParkHuguenot & the Talbot Islands · about 9 mi away
Parking at the access. $5 per vehicle
Restrooms
Beach driving on most of the shore, 5 mph, street-legal vehicles only; 4WD recommended; shorebird areas close seasonally
Directions →
Every public beach access and its parking, on one map →
Sea turtles nest on these beaches May 1 to October 31: the season’s rules. Looking for shark teeth? What you can keep, beach by beach. Dolphins and right whales: when and where to see them.
Public accesses only, from St. Johns County, City of Jacksonville Beach, City of Fernandina Beach and Florida DEP data. Parking counts are approximate, and fees, passes and seasonal rules change; check the posted signs.
Nature near Terra Costa
The closest public trail systems and preserves (places with at least a mile of mapped trail or 500 acres), by drive time, from the state, water-district, county and National Park Service maps.
Closest trail system or preserve
Dutton Island PreservePreserve · about 17 min drive
1.2 mi of mapped trails
Hiking
Directions →- Kathryn Abbey Hanna Park
Park · about 23 min drive
12.7 mi of mapped trails. Entry or parking fee
HikingBikingBirding trail siteBeach
Directions → - Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)
National Park Service · about 24 min drive
9.3 mi of mapped trails. Free
HikingBirding trail site
Directions → Nearest birding trail site
Castaway Island PreservePreserve · about 7 min drive
0.4 mi of mapped trails
HikingBirding trail site
Directions →
On the water
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)Atlantic ICW (Duval County) · about 5 mi away
1 lane · 26 trailer spaces · Free
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak DockAtlantic Intercoastal Waterway · about 2 mi away
6 parking spaces · Free · Restrooms
Fishing the First Coast →Every boat ramp →Every paddle launch →
Sports fields and leagues
- Patton Park
7 min drive · Soccer
Jacksonville FC
- Huffman Boulevard Park
9 min drive · Soccer
Coastal Kicks Soccer
- Wynnfield Lakes
9 min drive · Soccer
Coastal Kicks Soccer
Every state and national park within two hours →The springs, by drive time →
Public lands only; ramps and launches from FWC’s inventory, straight-line distance. Trail miles are what the managing agency maps; hours, fees, hunting seasons and closures change, so check the agency’s page before you go.
Groceries near Terra Costa
The closest store of each big chain, by drive time, from the middle of Terra Costa.
- Sprouts Farmers Market12675 Beach Blvd,, Jacksonville4 min
- Target13740 Beach Blvd, Jacksonville5 min
- Publix12620 Beach Blvd, Jacksonville5 min
- Walmart Supercenter13490 Beach Boulevard, Jacksonville6 min
- The Fresh Market13493 Atlantic Blvd, Jacksonville10 min
- Winn-Dixie11380 Beach Blvd, Jacksonville10 min
- Walmart Neighborhood Market1650 San Pablo Road South, Jacksonville11 min
- Aldi12777 Atlantic Blvd., Jacksonville11 min
- BJ's Wholesale Club12200 Atlantic Blvd, Jacksonville12 min
- Sam's Club10690 Beach Blvd, Jacksonville13 min
- Costco4901 Gate Pkwy, Jacksonville14 min
- Whole Foods Market2050 3rd ST S, Jacksonville Beach15 min
Every big-chain grocery store in St. Johns, Duval and Nassau →
Stores holding a state retail food permit, located from each chain’s own store list. Drive times are typical, without traffic.
Terra Costa guides & reports
The Neighborhood
About Terra Costa, Jacksonville
A gated enclave of newer homes in the heart of the Southside — minutes to St. Johns Town Center, Mayo Clinic, and the beaches.
- Community Type:WaterfrontGated Community
- Property Type:Single Family HomesTownhomes
- Amenities:Community PoolClubhousePlayground
Living Here
What It's Like to Live in Terra Costa
Day-to-day living in Terra Costa moves at a comfortable pace, with Patton Park just a short walk away and the nature trails of Castaway Island Preserve roughly two miles out — a destination worth knowing if you enjoy quiet waterside walks. Sprouts Farmers Market is about a mile away for everyday grocery runs, and Walmart Supercenter is even closer at under a mile. When you're ready to sit down for a meal, Marker 32 is about two miles away for local seafood, and 7 Brew Coffee is a quick drive for your morning routine. St. Johns Town Center — with its full mix of dining, shopping, and entertainment — is roughly four miles west, making errands and evenings out genuinely easy from this location. For healthcare, the proximity to Mayo Clinic Florida is a reassurance many residents mention — it's about three miles away.
The Homes
Terra Costa Homes & Architecture
Homes in Terra Costa were built primarily in 2018 and 2019, and the architecture carries through on the neighborhood's coastal promise — expect villa-style, traditional, craftsman, and contemporary designs that read as polished without being overdone. The inventory is a mix of single-family homes and townhomes, with living areas typically ranging from about 2,100 to just over 3,100 square feet. Most homes have three bedrooms and between two and four-and-a-half bathrooms, and common interior features include kitchen islands with breakfast bars, split bedroom layouts, walk-in closets, entrance foyers, and primary suites located on the main level. Homes in Terra Costa generally range from the low $600s to the upper $700s, and HOA fees run roughly $165 to $420 per month — worth factoring in, though there is no CDD fee.
Amenities
Terra Costa Amenities & Community Features
Terra Costa is a gated community with a resort-style pool, a children's pool, a clubhouse, a park, and a playground — amenities that make the neighborhood feel more self-contained than many comparably priced communities in Jacksonville. Grounds maintenance and trash service are included through the HOA, which keeps the streetscapes consistently tidy. It's worth noting that Terra Costa carries no CDD fee, which is a meaningful distinction for buyers comparing monthly carrying costs across gated communities in the area.
Location
Terra Costa Location & Commute
Terra Costa sits on Jacksonville's Southside, positioned conveniently between the beaches and the city's major employment and retail corridors. Neptune Beach and Jacksonville Beach are both roughly five miles east — an easy drive on a Friday afternoon. Mayo Clinic Florida is about three miles away, and St. Johns Town Center is roughly four miles west. Jacksonville International Airport is about 19 miles north, which translates to somewhere in the range of 30 to 40 minutes depending on traffic.
Schools
Schools Near Terra Costa
Terra Costa listings report Kernan Trail Elementary School, Kernan Middle School and Atlantic Coast High School, all in the Duval County Public Schools. School assignments are address-specific and change; confirm the zoning for any specific home with the district before you buy.

Krista Fracke
Your Jacksonville Realtor
Now on the Market
All 2 active listings
Showing 2 of 2
Map of Terra Costa listings
Only 2 for sale in Terra Costa right now
These are the closest homes on the market, within a couple of miles. Follow Terra Costa above and you get an email the day something lists here.
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Questions
Frequently Asked Questions about Terra Costa
Does Terra Costa have a CDD fee?
No — Terra Costa does not carry a CDD fee, which is a meaningful distinction in the Jacksonville Southside market where many gated communities do. The community does have an HOA, with monthly fees that have generally ranged from roughly $165 to just over $400 depending on the home type. Buyers should confirm the exact fee for any specific property, as single-family homes and townhomes may fall in different ranges.
How close is Terra Costa to the beach?
Neptune Beach and Jacksonville Beach are each about five miles from Terra Costa, and Atlantic Beach is roughly five miles as well — all reachable in about 10 to 15 minutes outside of peak summer weekends. Ponte Vedra Beach is a bit farther, around six or seven miles south. For a Southside Jacksonville address, the beach access here is genuinely convenient.
What schools serve Terra Costa?
Terra Costa is zoned for Kernan Trail Elementary, Kernan Middle School, and Atlantic Coast High School within Duval County Public Schools. School boundaries can change, so prospective buyers should verify current assignments directly with the district at the time of purchase.
How much is my home in Terra Costa worth?
It depends on the comps, and Terra Costa's comps are on this page. Automated estimates are at their worst inside a single neighborhood, where lot position and condition decide the price and the model cannot see either. Follow Terra Costa here and each new listing and sale arrives as it posts, without an account wall or a sales call. A real valuation, prepared against those sales, is one message away.
How long does it take to sell a home in Terra Costa?
Faster than the county average when the price matches the comps, slower when it does not, and Terra Costa is no exception. The live snapshot on this page shows the current pace; the homes for sale below are the competition. I read both the week we launch and set the price and the timeline from them.
What does it cost to sell a home in Terra Costa?
Fewer lines than most sellers expect, and worth knowing exactly. In Terra Costa, plan on the commission you and I agree on, Florida's documentary stamp tax on the deed (70 cents per $100 of price), title and closing charges that follow local custom, the association's estoppel letter, and, where the home carries one, the community development district line, prorated at closing and disclosed to your buyer; handled correctly it is paperwork, handled late it stalls a contract. The same sale price nets differently with concessions, timing and positioning, so I run the full seller's net sheet for your home before you commit to a number.
Neighborhoods nearby: Golden Glades (0.4 mi, ~1 for sale) · Wolf Creek Condos (0.6 mi, ~6 for sale) · Vizcaya (0.7 mi) · Palermo (1.2 mi, ~1 for sale) · Crosswater@pablo Bay (1.6 mi, ~1 for sale) · Pablo Cove (1.7 mi, ~3 for sale)
Charter schools near Terra Costa
Charter schools are tuition-free public schools you apply to. There are no attendance zones, so these are the closest to Terra Costa, by straight-line distance.
K–8 · Jacksonville
Busing: no, families drive
How to apply: 2027–28 open enrollment Nov 3 – Dec 4, 2026; a random lottery by grade if a grade fills
K–8 · Jacksonville
STEM
VPK–12 · Jacksonville
Classical liberal arts
K–8 · Jacksonville
Languages and the arts
Every charter school in the area, with grades and how to apply: Jacksonville charter schools. Checked against each school’s own site October 19, 2026; within 15 miles.
Thinking of selling?
What’s your Terra Costa home worth?
Terra Costa owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Terra Costa shows up here as it happens. Follow the neighborhood and the market comes to you — free, no spam, and we never sell your data. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.
Get my Terra Costa home value →Interested in Terra Costa?
Krista has 20+ years helping buyers find homes in Northeast Florida, including Terra Costa and Jacksonville. Start your search or get personalized recommendations.
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