This home is in Payasada Estates, Ponte Vedra Beach.
Active·73 days on market·Payasada Estates
279 Payasada Circle
Ponte Vedra Beach, FL 32082
About this home
Payasada Estates
OPEN HOUSE Saturday, July 18th from 1:30-3:30!!! HUGE Price Reduction!!! Impressive custom-built home in the gated enclave community of Payasada within the heart of Ponte Vedra Beach. This lakefront home has gorgeous views and there is ample room for a pool! Soaring 20+ ceiling through most of the living area gives this home incredible volume and provides an open and luxurious feel! The property is extremely well maintained and is completely move-in ready! The theater room comes fully equipped and ping pong pool table is also included! All appliances convey including second refrigerator, washer and dryer. Property shows extremely well and the HOA dues relatively low for the area. Just a few minutes to the beach and conveniently located near resort style shopping and restaurants. Zoned for the top rated school system in Florida. Please make your appointment today as listings do not hit the market often in this wonderful neighborhood.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $939,632 | $939,632 | — |
| 2024 | $921,886 | $884,199 | — |
| 2023 | $872,692 | $803,817 | — |
| 2022 | $850,848 | $730,743 | — |
| 2021 | $690,094 | $664,312 | — |
| 2020 | $603,920 | $603,920 | — |
2025 property taxes (current owner): $12,990/yr
Estimated taxes if purchased at asking price: ~$24,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 13, 2026Price change$1,525,000−$15,000
- May 4, 2026Listed$1,540,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Payasada Estates
Payasada Estates is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Payasada Estates homes for sale →Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
7/18/2026
1:30 pm - 3:30 pm