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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.

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Active

Active·50 days on market·Julington Lakes

397 Lakeview Pass Way

St. Johns, FL 32259

$1,409,000$313/sqftEst. $7,743/mo mortgageMLS# 2157809
↓ $120,000 below original list
6
Beds
4.5
Baths
4,502
Sq Ft
2019
Built
2
Garage
Yes
Pool

13 more homes for sale in Julington Lakes →Search Julington Lakes on the map

FEMA Zone XHOA $183/mo0.43 acresWaterfrontSingle Family Residence2 stories

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About this home

Julington Lakes

Luxury & elegance define this beautifully upgraded estate home in the guard-gated Julington Lakes community. This stunning Julington floor plan pool home offers 6 bedrooms, 4.5 baths, a private office, and a spacious flex room, all situated on a rare .43-acre cul-de-sac lot with breathtaking water-to-preserve views. Step through the front door into a grand foyer showcasing soaring smooth ceilings, wood-look tile flooring, elegant wainscoting, designer lighting, upgraded baseboards and 8-foot solid interior doors throughout. Abundant natural light and attention to detail can be found throughout the home. The gourmet kitchen features a large island with decorative wall paneling, quartz countertops, double-stacked white cabinetry with under-cabinet lighting, beautiful tile backsplash, ceramic farmhouse sink, double oven, upgraded KitchenAid appliances and a hidden walk-in pantry. The open and inviting living room boasts serene preserve views

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,743
Property taxesest. at asking price, St. Johns County$1,875
HOAbilled quarterly$183
Estimated total, before insurance$9,801/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,409,000
$281,800
Loan Term
Monthly Payment
$7,743
Principal & Interest: $7,743
Property taxes (est.): $1,875
Insurance (est.): $939
Estimated Total Monthly
$10,557
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 19, 2026Price change$1,409,000−$40,000
  • Sep 8, 2026Price change$1,449,000−$50,000
  • Aug 1, 2026Price change$1,499,000−$30,000
  • Jul 30, 2026Listed$1,529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $279/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Lakeview Pass Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$984,000$2674/3.53,683540.1
529 Honey Blossom Road, Jacksonville, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$1,325,000$3145/4.54,222200.3
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441020.5
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.6
498 Freshwater Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJul 2026$999,000$2794/3.53,582970.6
55 Port Avenue, St. Johns, FL 32259Listed by MOMENTUM REALTYJul 2026$1,045,000$2914/3.53,592150.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,409,000
Price / Sq Ft$313
Bedrooms6
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,502
Acres0.43 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryFreedom Crossing Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryFreedom Crossing Academy
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address397 Lakeview Pass Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Lakes
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size18,730.8 sq ft
Parcel Number0096822510

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityGated with Guard, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Irregular Lot, Many Trees
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 8, 2026
Days on Market50
HOA Fees$550 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Lakes

Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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