Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a gated community home in St. Johns County.

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Active

Active·Listed today·Julington Lakes

397 Lakeview Pass Way

St. Johns, FL 32259

$1,529,000$340/sqftEst. $7,796/moMLS# 2157809

Beds

Baths

4,502

Sq Ft

2019

Built

Garage

Yes

Pool

About this home

Julington Lakes

Luxury & elegance define this beautifully upgraded estate home in the gated Julington Lakes community. This stunning Julington floor plan pool home offers 6 bedrooms, 4.5 baths, a private office, and a spacious flex room, all situated on a rare .43-acre cul-de-sac lot with breathtaking water-to-preserve views. Step through the front door into a grand foyer showcasing soaring smooth ceilings, wood-look tile flooring, elegant wainscoting, designer lighting, upgraded baseboards and 8-foot solid interior doors throughout. Abundant natural light and attention to detail can be found throughout the home. The gourmet kitchen features a large island with decorative wall paneling, quartz countertops, double-stacked white cabinetry with under-cabinet lighting, beautiful tile backsplash, ceramic farmhouse sink, double oven, upgraded KitchenAid appliances and a hidden walk-in pantry. The open and inviting living room boasts serene preserve views, tray ceiling and built-in shelving. The first floor

Cost to own

Mortgage calculator

Home Price

$1,529,000

Down Payment: 20%

$305,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$7,796

Principal & Interest: $7,796

Property taxes (est.): $2,035

Insurance (est.): $1,019

Estimated Total Monthly

$10,850

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,796

Property taxesest. at asking price, St. Johns County$2,035

HOAbilled quarterly$183

Estimated total, before insurance$10,014/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$1,529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,529,000

Price / Sq Ft$340

Bedrooms6

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,502

Acres0.43 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryFreedom Crossing Academy

MiddleFreedom Crossing Academy

HighCreekside

Community Information

Address397 Lakeview Pass Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Lakes

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size18,730.8 sq ft

Parcel Number0096822510

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve, Trees/Woods, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup

SecurityGated with Guard, Security System Owned, Smoke Detector(s)