This home is in Twenty Mile Village, Ponte Vedra — a waterfront home in Nocatee.
Pending·50 days on market·Twenty Mile Village
381 Parkbluff Circle
Ponte Vedra, FL 32081
10 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Twenty Mile Village
Luxury Living in The Settlement at Twenty Mile! This exceptional 5-bedroom, 4.5-bath home offers 3,156 sq ft of beautifully upgraded living space with 3 en-suite bedrooms, an oversized 2-car garage, and a resort-style backyard. Custom woodwork, built-ins, lighting, and a designer mudroom elevate the interior, while hard-surface flooring throughout means no carpet. The gourmet kitchen features quartz countertops, stacker cabinetry, and a gas range with pot filler. The family room showcases a gas fireplace and dramatic 4-panel sliders opening to the lanai. Outdoors, enjoy a saltwater pool & spa with gas heater, marble pool deck/lanai, and outdoor kitchen--perfect for entertaining. Additional upgrades include frameless showers in every bath, ceiling fans throughout, widened driveway, paver walkways, privacy hedges, 4-ft garage extension with polyaspartic floor, and a freshly repainted exterior (2025). Truly turnkey Nocatee living at its finest!
Next steps in Twenty Mile Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,799 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $9,976/yr
Estimated taxes if purchased at asking price: ~$19,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 4, 2026Pending$1,189,900
- Aug 21, 2026Listed$1,189,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $339/sq ft; this home is listed at $376/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $755,000 | $339 | 4/3 | 2,225 | 10 | 0.1 |
| 177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,400,000 | $380 | 5/5.5 | 3,682 | 4 | 0.4 |
| 660 Outlook Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,500,000 | $382 | 5/4 | 3,926 | 2 | 0.4 |
| 592 Outlook Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,025,000 | $304 | 4/3.5 | 3,376 | 16 | 0.4 |
| 215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $878,000 | $333 | 4/3 | 2,634 | 249 | 0.4 |
| 279 Quail Vista Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Aug 2026 | $996,117 | $318 | 4/3.5 | 3,128 | 7 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Twenty Mile Village
Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Twenty Mile Village homes for sale →Keep looking
More homes in Twenty Mile Village
Pending635 Outlook DrivePonte Vedra, FL 32081
5 bd · 4 ba · 3,913 sq ft
$1,220,000Est. $6,493/moWelcome to 635 Outlook Drive, a beautifully crafted home built in 2018, located in the highly sought-after community of…
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For Sale473 Parkbluff CirclePonte Vedra, FL 32081
4 bd · 3.5 ba · 3,211 sq ft
$1,050,000Est. $5,589/moStunning Lake View home with the best Sunsets that shows better than a Model! This home is for the buyer that…
Listing Office: christie's international real estate first coast
Under Contract55 Sagebrush TrailPonte Vedra, FL 32081
5 bd · 4 ba · 3,145 sq ft
$989,000Est. $5,264/moJust Listed in The Colony at Twenty Mile -- 55 Sagebrush Trail, Nocatee! Welcome to this spacious 4-bedroom, 4-bath…
Listing Office: kelly whitaker, broker
For Sale257 Valley Grove DrivePonte Vedra, FL 32081
4 bd · 4 ba · 3,160 sq ft
$950,000Est. $5,056/mo*Open House Saturday 10/3 from 11-1:30 & Sunday 10/4 from 1-3, stop by and pick up your free Welcome Home Kit*…
Listing Office: united real estate gallery
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines