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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a pool home in St. Johns County.

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Active

Active·39 days on market

2005 Bennett Road

St. Augustine, FL 32092

$2,800,000$852/sqftEst. $14,395/moMLS# 2140615
6
Beds
4
Baths
3,286
Sq Ft
1992
Built
Garage
Yes
Pool

About this home

St. Augustine

*Limited time at this price* Motivated Seller! Set on over 19 pristine acres, 2005 Bennett Road offers a rare blend of luxury living and premier equestrian amenities in St. Augustine. This fully renovated estate features a fully renovated brick home with 4 bedrooms, 3.5 baths, cathedral knotty pine ceilings, and rich hardwood floors. Designed for both comfort and function, the property includes a 28-stall barn with new and oversized stalls, fans, mats, plus 15 lush paddocks, 11 with run-in shelters. A large arena with premium footing and drainage supports optimal training conditions. Five wash stalls, new water systems, updated roofs, and a lightning protection system add peace of mind. 500 Sqft Tack room with bathroom and laundry off barn with a 2 bed 1 bath apartment! Enjoy a private creek, scenic bridge, and expansive grounds offering privacy and income potential, all just minutes from top-rated schools, shopping and dining.

Cost to own

Mortgage calculator

$2,800,000
$560,000
Loan Term
Monthly Payment
$14,395
Principal & Interest: $14,395
Property taxes (est.): $3,726
Insurance (est.): $1,867
Estimated Total Monthly
$19,987
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$14,395
Property taxesest. at asking price, St. Johns County$3,726
Estimated total, before insurance$18,121/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,003/yr · $1,584/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,450,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,409,947$1,365,390
2024$1,239,415$1,239,415
2023$920,578$920,578
2022$843,586$560,956
2021$621,081$543,161
2020$634,573$534,971

2025 property taxes (current owner): $19,003/yr

Estimated taxes if purchased at asking price: ~$44,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Price change$2,800,000$350,000
  • Jul 7, 2026Price change$3,150,000$250,000
  • Apr 17, 2026Listed$3,400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,800,000
Price / Sq Ft$852
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage3,286
Acres19.31 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

Community Information

Address2005 Bennett Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionIndian Trace
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size841,143.6 sq ft
Parcel Number0306900002
ZoningZoned for Horses

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePrivate, Well
ParkingAttached Carport, Gated, RV Access/Parking, Other
ViewCreek/Stream, Pond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryLower Level
Security24 Hour Security, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchAwning(s), Porch, Rear Porch, Screened
FencingWood
RoofShingle
ConstructionBrick
Other StructuresBarn(s), Shed(s), Stable(s)
Road SurfaceAsphalt, Dirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 22, 2026
Days on Market91
Tax Amount$19,003.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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