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This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·49 days on market·The Plantation

144 Plantation Circle S

Ponte Vedra Beach, FL 32082

$5,900,000$711/sqftEst. $30,426/moMLS# 2151550

Beds

Baths

8,301

Sq Ft

2001

Built

Garage

Yes

Pool

About this home

The Plantation

Arguably one of The Plantation's most significant estate properties, this extraordinary 8,000+ square foot residence is perfectly positioned on more than an acre overlooking a shimmering lake to the 4th green and fairways beyond. Set on one of the community's largest and most coveted homesites, this magnificent two-story estate combines timeless architecture, exceptional craftsmanship, and an unrivaled private club lifestyle. A circular drive welcomes you to the residence, where soaring 23+ foot ceilings and a dramatic stone staircase create a breathtaking first impression. Thoughtfully designed for both elegant entertaining and everyday living, the home offers four bedroom suites, a private office or fifth bedroom, sunroom/second office, exercise room, game room, music/playroom, elevator, and five full and four half baths. The private owner's retreat serves as a sanctuary unto itself. Measuring approximately 20' x 21', the suite opens to an evening deck perfectly positioned to capture

Cost to own

Mortgage calculator

Home Price

$5,900,000

Down Payment: 20%

$1,180,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$30,426

Principal & Interest: $30,426

Property taxes (est.): $7,851

Insurance (est.): $3,933

Estimated Total Monthly

$42,210

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$30,426

Property taxesest. at asking price, St. Johns County$7,851

HOAbilled monthly$2,046

Estimated total, before insurance$40,323/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$21,758/yr · $1,813/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$3,246,822	$1,578,655	—
2024	$3,173,292	$1,533,316	—
2023	$3,210,060	$1,487,054	—
2022	$2,318,527	$1,447,140	—
2021	$1,552,684	$1,403,534	—
2020	$1,433,465	$1,383,465	—

2025 property taxes (current owner): $21,758/yr

Estimated taxes if purchased at asking price: ~$94,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 20, 2026Listed$5,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$5,900,000

Price / Sq Ft$711

Bedrooms5

Bathrooms7.00

Full Baths5

Half Baths4

Square Footage8,301

Total Structure Area10,809 sq ft

Acres1.04 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Traditional

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address144 Plantation Circle S, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size45,302.4 sq ft

Parcel Number0669111038

Amenities

AmenitiesPool, Other, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener

ViewGolf Course, Lake, Water

Waterfront TypeLagoon, Lake Front

Interior

Interior FeaturesBreakfast Bar, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesOther, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Marble, Stone, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesDouble Sided, Gas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySecurity Lights, Smoke Detector(s)

Spa FeaturesHeated, Private