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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active·118 days on market·The Plantation

144 Plantation Circle S

Ponte Vedra Beach, FL 32082

$5,900,000$711/sqftEst. $32,680/moMLS# 2151550
5
Beds
7
Baths
8,301
Sq Ft
2001
Built
4
Garage
Yes
Pool

18 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo1.04 acresWaterfrontSingle Family Residence2 stories

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About this home

The Plantation

Arguably one of The Plantation's most significant estate properties, this extraordinary 8,000+ square foot residence is perfectly positioned on more than an acre overlooking a shimmering lake to the 4th green and fairways beyond. Set on one of the community's largest and most coveted homesites, this magnificent two-story estate combines timeless architecture, exceptional craftsmanship, and an unrivaled private club lifestyle. A circular drive welcomes you to the residence, where soaring 23+ foot ceilings and a dramatic stone staircase create a breathtaking first impression. Thoughtfully designed for both elegant entertaining and everyday living, the home offers four bedroom suites, a private office or fifth bedroom, sunroom/second office, exercise room, game room, music/playroom, elevator, and five full and four half baths. The private owner's retreat serves as a sanctuary unto itself. Measuring approximately 20' x 21', the suite opens to an evening deck perfectly positioned to capture

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$32,680
Property taxesest. at asking price, St. Johns County$7,851
HOAbilled monthly$2,046
Estimated total, before insurance$42,577/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$21,758/yr · $1,813/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$5,900,000
$1,180,000
Loan Term
Monthly Payment
$32,680
Principal & Interest: $32,680
Property taxes (est.): $7,851
Insurance (est.): $3,933
Estimated Total Monthly
$44,465
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$3,246,822$1,578,655—
2024$3,173,292$1,533,316—
2023$3,210,060$1,487,054—
2022$2,318,527$1,447,140—
2021$1,552,684$1,403,534—
2020$1,433,465$1,383,465—

2025 property taxes (current owner): $21,758/yr

Estimated taxes if purchased at asking price: ~$94,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 20, 2026Listed$5,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,392/sq ft; this home is listed at $711/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
127 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$4,295,000$7364/55,835170.8
143 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$3,400,000$5026/56,7692330.8
1117 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$11,800,000$1,3925/68,47451.6
21 N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$4,900,000$7457/8.56,5773051.7
1039 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by BERRY & CO. REAL ESTATEJul 2026$22,200,000$2,5465/7.58,720101.7
1157 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by ENGEL & VOLKERS FIRST COASTAug 2026$18,000,000$2,6607/6.56,767181.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$5,900,000
Price / Sq Ft$711
Bedrooms5
Bathrooms7.00
Full Baths5
Half Baths4
Square Footage8,301
Total Structure Area10,809 sq ft
Acres1.04 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Zoned elementaryOcean Palms Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOcean Palms
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address144 Plantation Circle S, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size45,302.4 sq ft
Parcel Number0669111038

Amenities

AmenitiesPool, Other, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s), Trash
Community FeaturesSuburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewGolf Course, Lake, Water
Waterfront TypeLagoon, Lake Front

Interior

Interior FeaturesBreakfast Bar, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesOther, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Marble, Stone, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Lights, Smoke Detector(s)
Spa FeaturesHeated, Private

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCorner Lot, Irregular Lot, Many Trees, On Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened, Side Porch
RoofConcrete
ConstructionFrame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 20, 2026
Days on Market55
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation at Ponte Vedra Beach
HOA Fee IncludesSecurity, Other
Tax Amount$21,757.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA COASTAL REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines