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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·156 days on market·Shearwater

114 Glenneyre Circle

St. Augustine, FL 32092

$869,000$293/sqftEst. $4,813/mo mortgageMLS# 2145601
↓ $10,000 below original list
5
Beds
3
Baths
2,961
Sq Ft
2020
Built
3
Garage
No
Pool

53 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $76/mo8,276 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Shearwater

Welcome to a Coastal home in the private gated area of Shearwater situated on the lagoon. Enjoy a slice of paradise at this stunning residence nestled in St Johns County's most sought after neighborhood offering resort style amenities designed for entertaining. This immaculate home offers a combination of modern elegance and comfortable living. Boasting a prime location, top-notch amenities, and A-rated schools. Step inside and be greeted by the spacious and inviting interior. The open concept floor plan creates a seamless flow between the living spaces, perfect for both everyday living and entertaining. The well-appointed kitchen features custom cabinets & shelving, a large center island, and high-end appliances, making it a chef's dreamThe home offers 4 bedrooms and 3 bathrooms providing plenty of space for family and guests. The master suite is a true retreat, complete with a generous walk-in closet, a retractable window shade, and a renovated all new luxurious ensuite bathroom

Next steps in Shearwater

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,813
Property taxesest. at asking price, St. Johns County$1,156
HOAbilled annually$76
Estimated total, before insurance$6,046/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,910/yr · $992/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$869,000
$173,800
Loan Term
Monthly Payment
$4,813
Principal & Interest: $4,813
Property taxes (est.): $1,156
Insurance (est.): $579
Estimated Total Monthly
$6,549
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$652,855$652,855—
2024$691,117$691,117—
2023$622,873$451,370—
2022$549,021$414,762—
2021$456,080$401,080—
2020$110,000$110,000—

2025 property taxes (current owner): $11,910/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Active$869,000
  • Sep 15, 2026Closed$869,000
  • Aug 15, 2026Price change$869,000−$10,000
  • May 15, 2026Listed$879,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1026 Glenneyre Circle, St. Augustine, FL 32092Listed by SAVVY AVENUE, LLC.Oct 2026$1,010,000$2925/4.53,456650.1
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAXSep 2026$590,000$2174/32,723880.5
115 Windley Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$625,000$2534/32,473130.5
43 Laurel Gate Lane, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$547,500$2324/2.52,35700.6
135 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$564,499$2504/2.52,257990.9
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLCSep 2026$580,000$2364/32,461780.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$869,000
Price / Sq Ft$293
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,961
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Traditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address114 Glenneyre Circle, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number0100124400
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond, Water
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market124
HOA Fees$911.25 / Annually
HOA FrequencyAnnually
Tax Amount$11,909.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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