This home is in Shearwater, St. Augustine.

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Active

Active·62 days on market·Shearwater

114 Glenneyre Circle

St. Augustine, FL 32092

$879,000$297/sqftEst. $4,678/moMLS# 2145601

Beds

Baths

2,961

Sq Ft

2020

Built

Garage

Pool

About this home

Shearwater

Welcome to a Coastal home in the private gated area of Shearwater situated on the lagoon. Enjoy a slice of paradise at this stunning residence nestled in St Johns County's most sought after neighborhood offering resort style amenities designed for entertaining. This immaculate home offers a combination of modern elegance and comfortable living. Boasting a prime location, top-notch amenities, and A-rated schools. Step inside and be greeted by the spacious and inviting interior. The open concept floor plan creates a seamless flow between the living spaces, perfect for both everyday living and entertaining. The well-appointed kitchen features custom cabinets & shelving, a large center island, and high-end appliances, making it a chef's dreamThe home offers 4 bedrooms and 3 bathrooms providing plenty of space for family and guests. The master suite is a true retreat, complete with a generous walk-in closet, a retractable window shade, and a renovated all new luxurious ensuite bathroom

Cost to own

Mortgage calculator

Home Price

$879,000

Down Payment: 20%

$175,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,468

Principal & Interest: $4,468

Est. Taxes & Insurance: $1,117

Estimated Total Monthly

$5,585

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,678

Property taxesest. at asking price, St. Johns County$1,170

HOAbilled annually$76

Estimated total, before insurance$5,924/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$652,855	$652,855	—
2024	$691,117	$691,117	—
2023	$622,873	$451,370	—
2022	$549,021	$414,762	—
2021	$456,080	$401,080	—
2020	$110,000	$110,000	—

2025 property taxes (current owner): $11,910/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 15, 2026Listed$879,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$879,000

Price / Sq Ft$297

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,961

Acres0.19 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address114 Glenneyre Circle, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number0100124400

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond, Water

Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)